Credit Officer Resume Sample
Percival Windler
9516 Clyde Squares,
Phoenix,
AZ
+1 (555) 252 8948
Work Experience
Senior Credit Officer
12/2016
-
PRESENT
Boston, MA
- Initiation and tracking of Legal report and Valuation report for Mortgage cases to vendor along with query submission, query communication, system updating of final reports and coordination of runner boys for submissions and collection of files
- Provide sound advice and solutions utilizing established customer service framework
- Utilize existing data entry skills ensuring speed and accuracy are balanced out
- Make decisions in order to mitigate loss
- Promote a credit culture that is dynamic and client centric, while maintaining portfolio quality in line with Key’s moderate credit risk appetite
- Position Job reports to: Credit Manager
- Direct Reports to the Position
- Develop and maintain standardized policies and procedures to assure the effective delivery of Credit Products for the bank and enhance the overall quality of the Bank’s loan portfolio
- Create strategies that keep the Bank’s loan portfolio within the realm of Scottrade’s risk appetite
Credit Officer
02/2014
-
06/2016
Philadelphia, PA
- Chair Scottrade Bank’s Bank Management Loan Committee
- Signs, jointly with Coverage and Business lines delegation holders, on the files falling under the Risk Corporate scope all credit decisions for which the SCO has a right of escalation,
- Guarantees the conformity of the credit decisions to the credit policies and the monitoring of the credit portfolio under his/her responsibility by assessing periodically its risk profile
- Prepare transaction summaries for extensions of credit requiring approval by bank’s board of directors (Credit Committee)
- Deliver mission critial leadership to new Credit employees to safeguard they rapidly become acclimated to the bank’s culture and the specific job function
- Deliver guidance and leadership to new Credit Administrators to safeguard they rapidly become acclimated to the bank’s culture and the specific job function
- Accountable to prospects for clients and bring in new business
- Responsible for data entry of files in system and raising deviation and allocation of files to other officers for further processing. Responsible for reviewing individual loan application for completion of required documentation and product criteria
- Responsible for Project monitoring reports, Project file maintenance, Sample valuation MIS, Valuer allocation MIS,
Consumer Credit Officer
05/2009
-
01/2014
Houston, TX
- Responsible for Booking / Application fees maintenance, Pre – EMI cheque maintenance and ECS / SI swap maintenance
- Lead a team of Credit Underwriters and ensure that credit analyses are appropriate to the nature and risk of the credit decision being supported
- Assume primary ownership of risk rating accuracy for assigned portfolio/underwriting segment(s) in partnership with CCO
- Proactively engage with Commercial Lenders and Lending Management to participate in the screening and structuring of credit proposals, and to ensure that issues are escalated as necessary for prompt resolution
- Utilize assigned personal lending authority appropriately and within the bounds of Westfield Bank’s credit policy and risk appetite
- Develop and track appropriate productivity and/or capacity measures for assigned Credit Underwriters
- Lead or provide back up as administrator of the Credit Quest workflow system and other Credit Administration MIS infrastructure. Identify and implement process improvements to expand system capabilities or improve their efficiency
- Partner with CCO and other Credit Admin staff to develop and deliver underwriting, credit risk and credit process training to department staff and to Lenders/Lending Management
Education
University of Connecticut School of Business
2003 - 2008
Bachelor's Degree in Finance
Professional Skills
- Demonstrate excellent verbal and written skills, interpersonal skills, and analytical and problem solving skills
- Extensive research experience and demonstrated skills related to complex billing problems and inquiries
- Prior experience in reviewing credit including a role in Credit Review, Audit or other QA team; prior reporting experience
- Possess good analytical skills and able to work effectively, prioritize and execute tasks in a high pressure environment
- Strong organizational skills with attention to detail, planning and follow-up -ability to handle multiple priorities and independently problem solve
- Excellent communication and teambuilding skills
- Strong analytical, organizational and advanced problem-solving skills
How to write Credit Officer Resume
Credit Officer role is responsible for credit, analytical, analysis, interpersonal, financial, business, computer, risk, organizational, modeling.
To write great resume for credit officer job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Credit Officer Resume
The section contact information is important in your credit officer resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Credit Officer Resume
The section work experience is an essential part of your credit officer resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous credit officer responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular credit officer position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Credit Officer resume experience can include:
- Directly supervise Credit Administrators and ensure that appropriate systems/controls are in place for appraisal administration, financial statement ticklers, and other Credit Administration support functions
- Coordinate preparation of periodic Credit Risk and/or regulatory reporting for review/approval by CCO and distribution to stakeholders such as Board of Directors, Regulators, and Senior/Executive Management
- Proven negotiation, dispute resolution skills and liaison skills
- Solid writing skills and experience putting together credit write-ups and analysis
- Good interpersonal skills including the ability to establish and maintain good working relationships both internally and externally
- Good team player with integrity and strong interpersonal skills
Education on a Credit Officer Resume
Make sure to make education a priority on your credit officer resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your credit officer experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Credit Officer Resume
When listing skills on your credit officer resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical credit officer skills:
- Strong financial modeling and organizational skills, and the ability to work efficiently and effectively with collateral examiners and appraiser, are required
- Previous experience in credit underwriting or strong underwriting skills in a related field
- Proven leadership skills including coaching, counseling and mentoring of underwriting staff
- Expansive problem solving skills and the ability to blend technical knowledge and good business judgment when making loan decisions
- Broad background in financial statement analysis, accounting, deal structuring and strong communication skills (written and
- Strong communication & coaching skills
List of Typical Experience For a Credit Officer Resume
1
Experience For Senior Credit Officer Resume
- Accurate numeracy skills, Debt Analyst skills and understanding of Credit Management Lifecycle
- Strong analytical, financial analysis and modeling skills and knowledge to understand, structure and recommend solutions for complex products -processes,
- Proven ability to work effectively and collaboratively in a team environment
- Deliver reports and effective presentation skills to influence audiences with diverse backgrounds
- Excellent written and verbal communication skills both in Turkish and English
- Gaining various core skills in team building, communication and more
2
Experience For Regional Credit Officer Resume
- Experience, including management of a lending team with demonstrated success in both sales and portfolio management
- Experience in commercial banking, leasing, insurance or finance industry with significant credit experience
- Banking or financial experience, with 3 (three) or more years’ experience in commercial and consumer loan documentation
- Related experience and/or training or Equivalent combination of education and experience
- Proven experience with other financial institutions on analyzing financial sponsors direct exposure and structured products
- Read and interpret deteriorating debt along with macro and micro analytical skills
- Demonstrates strong knowledge of all the Bank’s products
- Effectively interact with all levels of leadership and employees within the organization
- Intermediate skills in Microsoft Excel is essential and an understanding of SAP would be an advantage
3
Experience For Leasing Credit Officer Resume
- Managing disputes timely and effectively
- Excellent customer service experience in professionals services industry
- Strong knowledge applied experience in MS Office (Excel, PowerPoint)
- Demonstrated experience in a senior role in a credit function for a financial services organization
- Intercultural thinking and good experience in an international working environment
- Proven management/leadership experience, preferably in the financial industry
- Experience in structuring and documenting credits as well as taking accountability for quality loan portfolios
- Graduate with 1-2 years’ experience in the following functions: Credit Operations (Underwriting/Loan Processing/Disbursal), Customer Service
- Strong background in all areas of consumer lending with working knowledge of personal real estate, direct and indirect consumer lending and credit card
4
Experience For Lead Credit Officer Resume
- Strong knowledge of the business (factoring as well as customer/client industries) being supported
- Seasoned credit professional with experience in banking, consumer and small business lending
- Good working knowledge of Global Leasing Policies and Procedures
- Previous telephone/telemarketing/call centre experience
- Credit Analysis or Loan Review experience, preferably in the banking industry
5
Experience For Associate, Credit Officer Resume
- Banking/finance experience
- Experience working in a financial institution
- Prioritizes and processes credit requests and ensures timely completion of credit underwriting process
- Interacts with various levels of management and develop a good working relationships with business partners
- Experience in using SAP financial module
- Experience in writing credit reports or credit clearances/evaluations
- Operate under pressure without sacrificing quality, accuracy, or the needs of others
- Experience in commercial equipment finance and leasing necessary
- Previous experience in using SAP and salesforce would be an advantage
6
Experience For Consumer Credit Officer Resume
- Or more of experience in underwriting medium to large sized and moderately-complex commercial real estate credits
- Experience with due diligence and analysis of the financial condition of hedge fund counterparties and secured lending borrowers
- Experience dealing with collateral analysis and credit risk is desirable
- Good problem solving and time management capabilities
- Good aptitude for understanding elements of complex transaction structures (tax equity and debt) and renewable energy generation projects
- Experience working within equipment finance industry
- Good communication, understanding of financials and ability to multitask
- Fifteen years of progressive experience working for a bank with assets greater than $10 billion
7
Experience For Senior Letter of Credit Officer Resume
- Management/coaching experience
- Prior success in exiting customer accounts
- Strong technical competencies including a sound knowledge of bank credit applications and systems
- A good understanding of bank products, deal structures, credit agreements, and security documents
- Work experience in credit analysis/review
8
Experience For Senior Regional Credit Officer Resume
- Establish credibility within the credit approval department and the ability to manage to a conclusion among staff members of differing experience
- Demonstrated knowledge of financial statement analysis
- Manage a high volume workload and prioritise accordingly
- Language: Fluent in Mandarin and good command in the use of English
- Strong knowledge in financial analysis
- Comply with the Goodyear Credit Policy, and all other applicable company policies and procedures in all respects
- Demonstrated ability to model high standards of professional integrity and conduct
- Experience as a Credit Analyst, Senior Loan Senior Loan Workout Analyst, Senior Portfolio Manager, Senior Underwriter
- Relevant work experience especially in credit risk analysis in a bank or a financial services company
9
Experience For VP-senior Credit Officer / Manager Resume
- Work under pressure, to prioritize work load and to meet deadlines
- Demonstrate thorough knowledge of and adherence to bank credit policy
- Motivate teammates to improve productivity, while working with finance HOD’s to build effective working relationship
- Review write-ups prior to distribution. Work closely with and provide guidance to the credit team
- Five or more years of experience in credit and loan administration
- Experience with risk analysis, credit analysis, and credit workout
- Identification and implementation ofcontinuous improvements to improve efficiency, quality and customer experience
- Experience as a Credit Officer in business to business collections environment
10
Experience For Commercial Credit Officer Resume
- Managing the credit risks arising from Sovereigns & Banks based in the EMEA region including several of the bank’s key clients
- Performing statistical analysis on leverage offered to a much larger pool of portfolio; building up rating model to rate the borrower
- Coordinating the approval process from beginning to end for underwritten transactions, loan participations, and ‘flow’ transactions
- Understanding the wide range of credit, investment banking and other bank-products available for corporate clients
- Processing of files adhering to all processes and policies
- Setting up the credit line and the security in our internal bank’s system and securing the final credit authorization
- Being exposed to innovative concepts such as agile working
- Working knowledge of account inquiries and investigation
List of Typical Skills For a Credit Officer Resume
1
Skills For Senior Credit Officer Resume
- Good understanding of internal controls and with good interpersonal skills
- Strong computer skills with a solid working knowledge of Excel
- Skills: Good communication, understanding of financials and ability to multitask
- Strong computer skills; working knowledge of Moody’s Financial Analyst is an asset
- Excellent customer service and information seeking skills
- A hardworking and honest individual with strong organisational skills with attention to detail
- Proven collection and negotiation skills
- Exhibit professional maturity, accountability and strong interpersonal skills with external clients and peers
2
Skills For Regional Credit Officer Resume
- Demonstrated high level Microsoft Office skills
- Excellent verbal and written communication skills to influence and engage at all levels
- Strong analytical, verbal, writing and interpersonal skills
- Proven experience of SME/Mid Corp lending and credit analysis together with a working knowledge of the German lending market
- Attend periodic mentoring/coaching updates with local RD/MM and be available for building influence skills as directed b local sales management team
- Relies on extensive experience and judgment to plan and accomplish goals. Experience in balancing marketing and portfolio objectives in the middle market
3
Skills For Leasing Credit Officer Resume
- Effectively communicate with a company’s senior management focusing on obtaining financial information necessary to support a credit exposure
- Other projects & assignments as required, includes portfolio reviews that need analytical, research, strategic and problem solving skills
- Results focused, working effectively towards goals
- 5 (five) or more years of banking or financial experience, with 3 (three) or more years’ experience in commercial and consumer loan documentation
- A strong team player and experience of leading a team is preferable
- 7 (SEVEN) or more years of banking or financial experience, with 3 (three) or more years’ experience in commercial and consumer loan documentation
4
Skills For Lead Credit Officer Resume
- Credit experience in the banking industry, or appropriate combination of education and experience
- Knowledge in basic computing, Microsoft Office skills (Word and Excel)
- Banking or financial experience, with 3 or more years’ experience in commercial and consumer loan documentation
- Works effectively as a team member and independently
- Effectively communicate with professional and administrative staff
- Work independently and interact effectively with all levels of Bank personnel and outside contacts
- Applying the Business engagement model to ensure customers are adhering to payment terms by effective collection of all debt across all aging buckets
- Building strong customer relationships and maintaining these to ensure correct points of contact are kept in place
- Validating identity of applicant using current and relevant processes
5
Skills For Associate, Credit Officer Resume
- Experience working in a business setting preferably within the finance and banking industry
- Experience in underwriting and negotiating loan documents for large and complex asset-based revolving lines of credit for commercial borrowers
- Strong understanding of lending, specifically cash flow and collateral analysis and loan structuring
- Three \(3\) years banking experience, with exposure to lending
- Experience at a commercial bank as a credit analyst or accounting firm is preferable
- Prioritize work and multitask in a fast paced, demanding environment
- Relevant working experience in commercial real estate
- Experience working in a financial institution in a credit role (credit trained)
- Experience in lending to a wide variety of industries, loan types, and sizes of companies
6
Skills For Consumer Credit Officer Resume
- Consumer credit underwriting experience with a commercial bank or other financial institution
- Banking/credit analysis experience with ability to manage complex portfolio of accounts in all respects
- Previous experience in writing credit reports or credit clearances
- Strong knowledge of business being supported
- Current, hands-on experience underwriting ABL transactions in the commercial middle market industry is absolutely mandatory
7
Skills For Senior Letter of Credit Officer Resume
- Broad credit experience in a variety of industries, lending disciplines and credit structures preferably project finance, asset based
- Hands-on experience underwriting middle market commercial loan transactions
- Hands-on commercial credit underwriting experience
- Strong knowledge of the industries being supported
- Experience working in a financial institution in a credit role (credit trained)
- Strong knowledge of financial accounting concepts
8
Skills For Senior Regional Credit Officer Resume
- Relevant working experience in a leveraged finance transaction environment
- Experience in the banking industry
- Experience working on a variety of asset-based loan structures in various industries
- Skilled in applicable computer software, e.g. Microsoft Word, Excel, Moodys, etc
- Strong knowledge of commercial litigation and bankruptcy matters
9
Skills For VP-senior Credit Officer / Manager Resume
- Operate within a cross-functional line of business environment
- Solicits new business and participates in community or other service programs to develop goodwill
- Executing force selling orders, monitoring & collection of contra losses & clients’ outstanding purchase contracts
- Evaluating and making decisions on renewals, modifications and new deals ensuring quality and soundness for credit transactions
- Managing approval and commitment process (e.g. Committees) ensuring compliance with Credit Policy and accuracy of documents and supporting exhibits
- Working with Regional Managers and clients negotiating and communicating final deal structure and terms
- Evaluating financial performance of borrower and based on a variety of factors determining an appropriate risk rating
- Monitoring of clients’ purchases on restricted counters / designated stock and follow up according to the credit policy
- Creating and maintaining customer files and data in the database
10
Skills For Commercial Credit Officer Resume
- Reviewing and authorizing approved/declined applications for accuracy and consistency in all credit policies
- Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information
- Working knowledge of Moody’s Financial Analyst, Temenos T24 (Banking System), and WAVE (Loan Origination System) is an asset
- Working knowledge of the Interagency Guidance on Leveraged Lending
- Providing guidance and mentoring to Credit Analysts
- Keeping up-to-date with market developments affecting the hedge fund sector, e.g. regulatory issues or weakness/stress in particular asset classes
- Developing and maintaining a network of both external and internal business contacts
List of Typical Responsibilities For a Credit Officer Resume
1
Responsibilities For Senior Credit Officer Resume
- Credit diligence for loan and traded product proposals including: financial statement analysis, financial modeling, industry analysis, assessment of competitive position and strategy, analysis of transaction structure, determination of internal credit rating, and review commitment documentation
- Working experience in credit related functions with Bank/ Financial Leasing Company
- Experience in the area of Credit, Collections, Accounts Receivable or similar, ideally including customer service exposure
- Participating / conducting due diligence
- Working knowledge of systems and profitability charts
2
Responsibilities For Regional Credit Officer Resume
- Decision making within credit limit authority and making recommendations on credit requests above existing authority
- Responsible for evaluating and making decisions on renewals, modifications and new deals ensuring quality and soundness for credit transactions
- Responsible for evaluating financial performance of borrower and based on a variety of factors determining an appropriate risk rating
- Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow
- Responsible for evaluating financial performance of borrower and based on a variety of factors, determining an appropriate risk rating
- Responsible for leading, directing, and mentoring a team of credit analysts
3
Responsibilities For Leasing Credit Officer Resume
- Authenticates all post loan closing activities, including conditions precedent to closing and ensures accuracy and completeness
- Resolve accounts and work with customers to maintain a current payment status by assisting with invoicing concerns, general inquiries, and reconciling accounts
- Develop a well-informed and forward-looking view of the business and the financial assets being securitized
- Monitor portfolio quality on an ongoing basis and recommend rating actions / asset classifications etc. LI-SC1
- Manages approval and commitment process (e.g. Committees) ensuring compliance with Credit Policy and accuracy of documents and supporting exhibits
- Works with Regional Managers, Relationship Managers and clients negotiating and communicating final deal structure and terms
- Works with Regional Managers and clients negotiating and communicating final deal structure and terms
- Evaluates financial performance of borrower and based on a variety of factors, determining an appropriate risk rating
- Perform deal and credit approval analysis including pro forma financial statement analysis, cash flow analysis, and financial modeling
4
Responsibilities For Lead Credit Officer Resume
- Prepare written reports summarizing the credit assessment
- Provide guidance, training and leadership to credit analysts who perform the annual reviews and other portfolio management exercise
- Ad hoc presentations, reviews or training
- Enjoy working in a fast paced environment and can deliver under considerable time pressure
- Speak to internal and external interlocutors at senior levels, representing the interests of the Bank’s Risk function
5
Responsibilities For Associate, Credit Officer Resume
- Provides guidance and mentoring to Credit Analysts
- Perform collateral analysis including accounts receivable, inventory, real estate and investments
- Frequently visits clients and reviews client performance and financials. Also provides guidance and mentoring to Credit Analysts and Credit Officers
- Provides guidance and mentoring to Credit Analysts and Credit Officers
- Maintain quality, integrity and soundness of all financial analysis, underwriting and credit approval processes for an assigned portfolio
- Attend internal credit committee meetings
- Prepare credit request package for submission to internal authorities and administration groups
- Reviewing Credit Suisse’s risk appetite for individual or groups of Sovereigns and banks. Monitor the financial strength of clients and performance of transactions in the analyst’s assigned portfolio, taking appropriate risk management action as required
6
Responsibilities For Consumer Credit Officer Resume
- Work closely with Loan administration to adhere to the Bank’s credit and collateral policies, lenders’ due diligence and funding procedures
- Performing due diligence and analysis of portfolios and fund counterparties and preparing credit approvals (initial reviews, interim reporting and annual reviews)
- Analysing trade approval requests including assigning initial margins for all hedge funds (including global hedge funds trading in the APAC region) across all products
- Work closely with Traders/Salespeople, provide credit terms and negotiation of documentation such as ISDA’s, Secured Financing master agreements, etc for counterparties within their remit
- Performing fundamental credit risk analysis on leverage offered to funds to finance loans offered by the fund to mid market corporates including analysis of the underlying mid market corporates; calculating recovery rates, marking of underlying reference obligations, assigning internal credit rating to the borrower based on the structure
- Performing fundamental credit risk analysis on real estate transactions - analysis of real estate projects (commercial / residential); real estate corporates; assigning internal credit ratings on counterparties based in Asia Pacific
- Working / liaising with global real estate credit team to ensure consistency (as appropriate) of approvals, methodologies and adherence to firm's real estate risk management policies and procedures
- Working closely with the Front Office deal structuring teams, assess proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated. Managing end to end credit process and ensuring the final decision is timely taken
7
Responsibilities For Senior Letter of Credit Officer Resume
- Highly motivated individual with strong analytical skills, possess a comprehensive knowledge of the credit process from front-to-back
- Strong technical know-how with a successful proven track record and several years of working experience in either Lombard, UK/ International mortgages, institutional credit (hedge fund, corporate, leverage finance, etc.), market risk or in any related areas
- Min. 8 years of experience in the analysis and decision of complex credit exposure in corporate lending operations, e.g. as Credit Officer or relationship manager in MSB or C&M with credit business skills ideally supplemented by special preparatory training
- Native Chinese and Fluent English is mandatory as well as further portfolio-related language skills highly appreciated
- Specialized finance / trade finance products (e.g. import-/ export financing)
8
Responsibilities For Senior Regional Credit Officer Resume
- Lead on-site due diligence sessions at the client's office for both new and existing transactions
- Provide front-end structuring guidance to business partners and negotiate acceptable solutions that prudently balance risk and return
- Corporate bank's credit business with corporates (MSB and/or C&M) and the assessment and management of credit risks
- Identify the key risks related to a specific transaction
- Attend meetings with the client and other lenders to pitch or launch a new deal
- Evaluate the inputs and results of cash flow models to run stressed asset performance scenarios to determine acceptability of the ABS liability structure
- Periodically evaluate the financial strength of asset servicers
- Make credit decisions within assigned limits and consistent with FPL Credit Policy on lease applications, assignments and NPA contracts as requested
- Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients’ credit life cycle
9
Responsibilities For VP-senior Credit Officer / Manager Resume
- Upkeep and maintain credit, transactional and trading limits on the Client and Credit Management System (CCMS). Review and Approve administrative transaction requests as permitted under the Delegated Authorities provided by the Chief Risk Officer
- Monitor Receipt of Reporting Requirements outlined in credit agreements underpinning a portfolio of Global Credit Names. Liaise directly with Agent, Corporate Banker and/or Client and/or to resolve out of orders. Investigate overdue items and notify Group Risk Management (GRM) and account management Team as required
- Responsible to identify and escalate issues identified in the ongoing monitoring of the portfolio. Where possible, provide a recommended course of action to Stakeholders as appropriate
- Establishing Credit Suisse’s risk appetite for individual or groups of Sovereigns and banks. Monitor the financial strength of clients and performance of transactions in the analyst’s assigned portfolio, taking appropriate risk management action as required
- Establish Credit Suisse’s risk appetite for individual counterparties
- Exercises independent judgment by displaying and reaching conclusions on the most complex credit decisions as well as assumes accountability for quality approval decisions as well as the overall quality of the groups’ loan portfolio
- Proven understanding and demonstrated knowledge of credit policies and procedures
- Sound leadership, organizational and time-management skills
10
Responsibilities For Commercial Credit Officer Resume
- Prepare and complete Moody’s Financial Analyst reports for the Account Manager’s analysis
- Hold due diligence meetings / conference calls with customer CFOs or other financial management as required
- Assist in the negotiation of lease and third-party assignment documentation
- Attains acceptable asset quality of these portfolios throughout the credit cycle consistent with the Bank’s established Risk Appetite as measured by Key Performance Indicators, while supporting the Business Lines in attaining sound, profitable asset growth
- Carries overall responsibility for the Team’s risk identification, risk rating accuracy and timeliness, problem loan and watch list management
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