Credit Risk Associate Resume Sample
Domenic Bernhard
874 Lester Turnpike,
Los Angeles,
CA
+1 (555) 946 8558
Work Experience
Credit Risk Associate
01/2016
-
PRESENT
Chicago, IL
- Timeliness and efficiency of work performed
- Comments and feedback from colleagues (CRM and other divisions) and clients
- BA/BS with a Finance and/or Accounting concentration
- Some primary account and transaction responsibility for well rated, lower exposure clients
- Separately, assist senior management in organizing and tracking different work streams established to deliver strategic projects, and support the department in legal entity management, outsourcing arrangements, and similar responsibilities covered by the department’s internal COO function
- Coordinate and contribute to the department’s responses to new regulatory requests that require input from subject matter experts, including presentations to the PRA and other regulators
- Provide quantitative and qualitative financial analysis for corporates with the aim of recommending accurate credit risk ratings and approving exposures
- Participate in the structuring, underwriting, and documentation of credit facilities designed to meet both client and investor needs as well as balance the bank’s internal risk/return requirements
Rmg-credit Risk Associate
09/2012
-
07/2015
Houston, TX
- Monitor and manage credit exposure associated with the bank’s broad range of products including Commodities/FX, Derivatives, Treasury Management, Leasing, Receivable Securitization Conduits, etc
- Reviewing counterparties for Treasury’s deployment and hedging activities
- Experience in credit analysis and assessment with a wide range of quantitative, financial and risk management experience
- Be responsive and constructive with colleagues in the Business and in Legal. Build effective client relationships, both internally and externally. Ensure that the Business’ priorities are understood, challenged and managed
- Manage one junior resource, including career development and resolution of specific development areas. Manage own workload and analyst’s workload, delegate with appropriate guidance and ensure deadlines are understood and met
- Oversees analysts’ work on key metrics to ensure all issues have been solved or escalated in a timely manner. Provide guidance and feedback on their work, especially around how to improve efficiency
- Adherence to client’s policies and procedures
- Strong analytical skills, and the ability to underwrite financial institution risk according to policy guidelines
CIB Risk-credit Risk-associate
01/2008
-
08/2012
Philadelphia, PA
- Advanced proficiency using the Microsoft Office Suite
- Ensure all batch processes are executed according to SLA’s and issues are escalated to appropriate stakeholders
- Maintain appropriate Risk Control Self Assessments (RCSA’s) and business analysis/ requirements
- Obtain information for underwriting of Delayed Payment Privilege (DPP) customers
- Route files for proper approval
- Prepare security notices
- Enter transactions into DPP database
Education
Strayer University - Center City Campus
2003 - 2007
Bachelor's Degree in Accounting
Professional Skills
- Work under pressure, communication skills, interpersonal skills, teamwork,
- Good analytical skills (working with data elements, excel, and systems),
- Organizational skills on high level
- Work effectively under pressure, manage conflicting priorities and meet tight deadlines
- Working experience in operations/back office (2+ years)
- Working experience in operations/back office (2 years)
- Working experience in operations/back office (1+ years),
How to write Credit Risk Associate Resume
Credit Risk Associate role is responsible for analytical, organizational, finance, credit, securities, training, database, security, trading, reporting.
To write great resume for credit risk associate job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Credit Risk Associate Resume
The section contact information is important in your credit risk associate resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Credit Risk Associate Resume
The section work experience is an essential part of your credit risk associate resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous credit risk associate responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular credit risk associate position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Credit Risk Associate resume experience can include:
- Develop good working relationships with other Janus Henderson departments
- A strong problem solving, analytical and objective mind-set
- Strong relationship-building attributes
- Ensure accurate and timely CRMS submissions for Central Bank of Nigeria (CBN) reporting and maintain a good audit trail for all the submissions
- Maintain accurate databases for CBN reporting and evidence all correspondence with CBN
- Self-Starter who works independently with minimal management involvement. Experience with Citirisk is preferable but not required
Education on a Credit Risk Associate Resume
Make sure to make education a priority on your credit risk associate resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your credit risk associate experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Credit Risk Associate Resume
When listing skills on your credit risk associate resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical credit risk associate skills:
- Keeping up to date on credit policies, regulatory changes and continual upskilling through trainings and developmental coaching
- Working experience in operations/back office (1+ years)
- Experiences with administrative, scanning and grading docs
- Strong understanding of credit processes
- Banking or equivalent experience
- 1 2 years of Credit Risk experience covering Financial Institutions
List of Typical Skills For a Credit Risk Associate Resume
1
Skills For Rmg-credit Risk Associate Resume
- Organization, time management, prioritization, attention to details, quality orientation,
- Computer literacy (very good Word, Excel, Power Point)
- Work to deadlines and prioritise multiple tasks
- Working knowledge of regional and global portfolio reporting and management systems
- Understanding of credit processes and operational processes (general knowledge),
- Working knowledge of key product processor data flows
- Background in financial modeling and accounting
- Legal Documentation preparation: Timely completion of legal document preparation, tracking and safe keeping of legal credit documentation and ensuring compliance with Credit policy, Companies Act, Stamp duty Act, Charge filing regulations
2
Skills For Senior Credit Risk Associate Resume
- Assist in end to end automation of existing manual reporting (Business specifications, Technical development, UAT, Report Documentation)
- Data Quality Maintenance – Review and resolution of critical risk data quality exceptions and setting up processes to eliminate exceptions
- Project management: Drive and lead automation and process reengineering initiatives
- Efficient and Logical approach to problem solving
- Completion of, or studying for, IMC qualification
- Write accurate meeting minutes
- Deliver ad-hoc reporting for senior management
- Computer literacy (Word, Excel). English Language Advanced (working in English)
3
Skills For Credit Risk Associate Night Shift Resume
- Broad understanding of ICG credit policies and procedures
- Broad understanding of credit and documentation source system (RAPID, CRI, OPTIMA, CE) and any other local ancillary credit-related systems
- Broad ICG product knowledge (Loans, FX, DX, Trade, Clearing),
- Proficiency in using Excel, and a willingness to develop to advanced level
- Limit monitoring methods/processes
- Creative, problem solving ability
- Credit Administration & Facility Maintenance - Creation and maintenance of approved credit facilities as data handlers within the credit systems
- Vendor management and governance: Timely renewal, review and appraisal of the various external service providers including professional vendors (Collateral Inspection related vendors)
4
Skills For CIB Risk-credit Risk-associate Resume
- Providing data/support Audits: Managing the deliverables relating to RBI inspection, Statutory Audit, Head Office Internal Audit and Concurrent Audit. Interact with internal and external auditors in providing timely information to the queries and data requirements
- Familiarity with Bloomberg; ability to create ad hoc Bloomberg reports
- Familiarity with “CAMELS” analysis of banks, or willingness to become adept at bank analysis
- Act as a member of the Chase Card and Auto Finance Reporting/MIS Risk Management team, assuring that the overall division is making effective decisions to manage the Risk of the business while assuring effective profitability decisions
- Computer literacy (Word, Excel),
5
Skills For CIB Securities Prime Brokerage Credit Risk Associate Resume
- Cross-Border and Split Risk policies
- Work on own initiative and work with minimal supervision
- Basic ICG product knowledge
- Advanced knowledge of English - daily basis
- Team player and ability to work alone
- Thrive in a dynamic and fast-paced environment. Ability to achieve tight timelines on deliverables
- Integrate quickly into a small team
- Willingness to take on routine, as well as technical and conceptual, tasks
- Multi-task & work independently as well as in a team environment
6
Skills For Counterparty Credit Risk Associate Resume
- Chartered Accountant, Company Secretary or MBA Finance preferably from Tier I or II institutes
- Strong quantitative and qualitative analytical skills. Organizational and coordination skills. Effective Team player. Good oral and written communication skills, Enthusiasm and strong desire to work in operations
- Experience with complex and specialized industry credit relationships
- Understanding of local regulatory requirements relating to credit risk matters
- Broad Understanding of Redesigned CBN-CRMS
7
Skills For CCB Risk-consumer Credit Risk, Associate Resume
- Willingness to add value by challenging current processes and create efficiencies
- A focus on delivery and attention to detail
- Act under own initiative
- Assist with DPP payment follow up as needed
- Undertake daily credit risk monitoring, oversight and reporting activities for derivatives and FX trading, money market, securities lending and other cash balances. Review transactions, exposures, reconciliations, and escalate issues as appropriate
8
Skills For CCB Risk-consumer Credit Risk-associate Resume
- Support in projects by working closely with stakeholders and being a catalyst to drive process improvements and automations
- Undertake research, information-gathering and co-ordination for any adhoc projects, as required
- Act as minute secretary, and prepare agenda, for monthly CRF meetings
- Compile Credit Risk board papers for quarterly fund board meetings
- Monitor macroeconomic indicators, market trends and other external data for potential counterparty and general credit risk impact
- Prepare formal counterparty credit analysis as required
- Develop familiarity with ratings agencies’ processes and monitor all counterparty ratings on a continuous basis
9
Skills For Cib-credit Risk Associate Hedge Funds & Asset Managers Resume
- The role involves the responsibility of managing the processes and controls over the set-up of credit limits and legal documentation for the credit portfolio of a large region
- Meet the service quality standards and publish the performance metrics and trends with the stakeholders
- Maintain a pristine controls environment and robust compliance culture in the unit
- Evaluate the use cases for application of automated tools (viz. robotics, workflow tools) to reduce manual effort in processes and improve productivity
- Perform comprehensive credit risk analysis of financial institutions, assessing qualitative and quantitative risk factors utilizing a traditional CAMELS based underwriting methodology
10
Skills For Cio-ctc-credit Risk Associate / VP Resume
- Understand and implement various CBN reporting requirements (CBN-CRMS), and closely work with Finance to manage reporting and compliance obligations
- Provide on ad hoc and regular intervals, Credit data to CBN, NDIC, CRBs and other regulatory related entities
- Annual Performance Appraisal
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