Loan Analyst Resume Sample
Work Experience
- Prior mortgage/banking experience required
- Record and settle investment security transaction activity
- Monitor integrity of analytic and security master data
- Coordinate with IT and other departments to ensure investment data is accurately recorded and reported
- Build relationships with portfolio management, traders, as well as middle office staff
- Record newly originated loans and process borrower payment activity
- Travel to perform annual property inspections
- Work with IT to test new/upgraded systems
- Knowledge of FHA underwriting guidelines
- Strong computer skills and experience with mortgage origination systems
- Develop strong relationships with the deal closing and underwriting teams to ensure successful and efficient deal closings
- Manage a portfolio of direct agented and non-agented deals
- Prepare closing and funding notices and coordinate with multiple lenders
- Proactively identify loan performance concerns and communicate these to the portfolio management team
- Self-starter with a position attitude
- Assist in the implementation of new products and services
- Obtains and verifies all data and supporting documentation regarding a customer’s eligibility for a Reverse Mortgage
- Handles customer calls as needed and follows through to obtain any missing information supporting the customer’s application
- Submits loans to various investors for underwriting and obtains any conditions necessary to obtain a clear to close loan approval
- Coordinates the closing with investor and settlement agent
- Collects and records accurate information in the appropriate fields of our loan origination system
- Complies with Banks Policies and Procedures, as well as regulatory compliance
- Keeps abreast of industry regulations and changes
Education
Professional Skills
- Excellent critical thinking, organizational, interpersonal and communication skills required
- MBA preference can be substituted with the equivalent combination of training and experience that provides the required knowledge skills and abilities
- Experience of related lending experience
- Financial analysis and risk assessment skills
- Translating learnings from previous experiences
- Building effective relationships and is a strong team player
- Experience in reconciling complex accounts
How to write Loan Analyst Resume
Loan Analyst role is responsible for research, training, financial, analytical, underwriting, excel, mortgage, finance, credit, database.
To write great resume for loan analyst job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Loan Analyst Resume
The section contact information is important in your loan analyst resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Loan Analyst Resume
The section work experience is an essential part of your loan analyst resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous loan analyst responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular loan analyst position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Loan Analyst resume experience can include:
- Excellent analytical skills, with an emphasis on residential real estate underwriting and assessing client financial data
- Strong MS office skills - Excel , Vba , Pivot table
- Skill in communicating in writing
- Internship experience in finance, accounting, or related field
- Skill in communicating orally
- Knowledge and experience working on a syndicated loan operations team
Education on a Loan Analyst Resume
Make sure to make education a priority on your loan analyst resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your loan analyst experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Loan Analyst Resume
When listing skills on your loan analyst resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical loan analyst skills:
- Oral and written skills enabling effective one-on-one communication
- Develop your analytical skills and research abilities
- Skills in applying the principles and practices of mortgage loan processing
- Experience with mortgage software
- Experience in reverse mortgage software
- Experience in banking or financial services firm
List of Typical Experience For a Loan Analyst Resume
Experience For Mortgage Loan Analyst Resume
- Validate information to ensure qualifications are consistent with underwriting guidelines
- Following guidelines while preparing and submitting documents
- Ordering third party reports and reviewing reports upon receipt
- Underwriting of all property types
- Gather, organize and analyze data for loan approval including property economics, borrower, location, current market rents/vacancy and leasing
- Minimize exposure risk via accurate handling of the daily servicing activities associated with the $10 B syndicated loan
- Learn the Bank's loan pricing matrix and develop comfort level engaging with clients to confirm and discuss loan programs
Experience For Trade Loan Analyst Resume
- Ensure the accurate set-up and maintenance of static and transactional data on all Bank Systems and databases relating to client and deal information
- For unresolved items, provide detailed commentary and explanations for discrepancies including estimated time frames for resolution
- Coordinate daily funding of commercial whole loan bookings with money market treasury desk
- Coordinate the closing of commercial whole loans
- Reconcile the commercial loan level data booked in our trading platform against the firm’s books and records
- Maintain necessary files, both computerized and manual learn numerous operating systems (Winfits, IMPACT, LION, SP CATS, CPP, etc)
- Assist the CMBS Desk on on-boarding of new clients/borrowers
- Review all conditions of the loan approval and ensure all conditions are met before submitting the loan for final clear to close
- Communicate with borrowers as needed regarding the status of the loan and any required conditions
Experience For Cre Construct Loan Analyst Resume
- Reviews residential loan options for borrowers experiencing financial difficulty
- Recommends appropriate alternative considering bank and regulatory guidelines
- Analyze and process loan files for completeness and identify missing documentation and/or problems
- Prepare portfolio analysis by booking center, asset type, industry, geography and any other criteria identified by Management
- Assist in the preparation of reports to the Board presenting portfolio activity, performance and results on a quarterly basis
Experience For Loan Analyst, Eagle Lending Resume
- Analytical, problem solving, organized, detail oriented and able to meet strict deadlines
- Respond to loan mail requests for assistance and troubleshooting of loan issues
- Ensure accurate data processing in the internal system and monitor compliance with all received instructions
- Process outgoing load payments (via FED/SWIFT/CHIP)
- Timely billing of appropriate transfers or invoices
- Ensure resolution of pending items
- Knowledge of accounting at the intermediate level
- Accompanies the Relationship Manager on customer calls and provides follow-up work for any additional information necessary in evaluating a loan opportunity
Experience For Securities Based Lending Loan Analyst Resume
- Interfaces with commercial credit, closing, treasury management and other internal departments
- Exposure to coaching a group required
- In-depth knowledge of JDE application specifically Sales Order Processing, Customer rebates functionality
- Work independently, resourceful, CI mindset (ideas to implement preventive work, reduce long term effort and working towards OE)
- Ensure that fees, interest, and principal activity is collected, processed, and recorded in our commercial whole loan inventory and sub-ledger systems
Experience For Senior Loan Analyst Resume
- Work with loan servicers and trustees to ensure all post close documents are received
- Follow up on completed and inactive projects
- Manage and keep department database current
- Monitor departmental e-mailbox, research issues and problems, and answer routine inquiries
- Ensure that fees, interest, and principal activity is collected, processed, and recorded in our residential whole loan inventory and sub-ledger systems
- Ensure the accurate set-up and maintenance of static and transactional data on all Bank Systems and databases relating to client and deal information, via regular review of discrepancy and balance reports
- Coordinate daily funding of residential whole loan bookings with money market treasury desk
- Maintain necessary files, both computerized and manual learn numerous operating systems (Winfits, IMPACT, LION, Eserve, CPP, etc)
- Become an expert in team’s territory, understanding commercial real estate markets and submarkets and individual property type performance
Experience For Whole Loan Analyst Resume
- Reconcile the residential loan level data booked in our residential whole loan inventory system against the firm’s books and records
- Strive to be a role model to the group and follow Aegon’s core values – Working Together, Bringing Clarity and Exceeding Expectations. Aegon continually strives to meet the evolving needs of its customers, shareholders, employees and business partners
- Ensure servicing systems and applications accurately reflect the position of all loan and derivative products and liaise with I.T. to define / scope all business / client related requirements as requested
- Develop strong working relationships locally and with colleagues in other locations to ensure that a seamless and best in class service is maintained by the unit
- Responsible for the development and timely/accurate production of scheduled and ad hoc daily/weekly/monthly reporting requirements for internal/external clients (i.e., legal & compliance, CLO’s & Institutional clients and the investment team)
- Provide support to the analytical team by creating & updating leveraged loan and high yield bond profiles in LCD’s proprietary database based upon bank books and prospectuses gathered from the market
- Conducting all initial funding “kick off” calls to ensure all parties are educated on the bank’s approved funding processes and guidelines
- Interfacing with borrowers, contractors, and third party inspectors to ensure final project meets bank’s guidelines
Experience For Asst Leveraged Loan Analyst Resume
- Develop an understanding of LCD’s production processes for its research reports and analysis
- Management and oversight of the bank’s “Streamlined Lending” program for construction loans < $3MM
- Gather information from market sources such as SEC filings, Ratings Direct, CapitalIQ, and update LCD’s related databases and analysis
- Set-up and process non-accrual and charge-off loans
- Maintain both contractual and book record per Bank policy
Experience For Securities Based Lending & Private Wealth Loan Analyst Resume
- Review various reports to ensure accuracy on accruals and adjustments
- Review and evaluate complex documentation
- Process various types of principle, fees and interest payments collected from customer
- Determine various systematic ways to accommodate difficult loans accurately and efficiently
- Reviews the mortgage application received from the mortgage loan originator. Verify the information identified in the loan origination system
- Review supporting documentation for completeness and consistency with the information indicated on the loan application. Input missing or modified information on the LOS. Communicate discrepancies with information and documentation requirements with loan officer
- Contact vendors assigned to the application to obtain status of required documentation such as flood certification and attorney/title companies
Experience For Assistant Leveraged Loan Analyst Resume
- Monitors origination and hardship pipeline on a daily basis
- Ensures confidentiality of customer transactions
- Prepare daft loan applications using quote information for review by Originators and Mortgage Loan Closers. Identify and include alternate terms/language when necessary
- Customer service experience or training
- Monitor portfolio pipeline, coordinate receipt of closing documents
- Prepare deals in the banking systems
List of Typical Skills For a Loan Analyst Resume
Skills For Mortgage Loan Analyst Resume
- Strong data skills (e.g. Excel)
- Computer skills in the use of Word, Excel, Power Point, Outlook, Internet Tools and other operative programs
- Intermediate Office Skills
- Good knowledge of syndicated loans and bilateral
- Experience in a customer service focused environment
Skills For Trade Loan Analyst Resume
- General business experience or educational equivalent
- Strong proficiency in Word, Excel, Outlook, and PowerPoint
- Finance experience
- Excellent team player, problem solver, and critical thinker
- Internship experience in finance, economics, or related field
- Demonstrate accountability and professional ethics
- Demonstrate ability to achieve the goals of the business line
- Experience in loan office operations
- Developing test scripts, coordinating and conducting testing, and documenting test results
Skills For Cre Construct Loan Analyst Resume
- Using customer centric approaches for choosing courses of action or developing appropriate solutions
- Creating quote sheets, marketing packages, and proposals, and work collaboratively with other team members to provide debt quotes in a timely manner
- Developing and maintaining relationships with the analysts that work for lenders
- Engaging with and managing Business and IT relationships throughout Project Life cycle
- Responding to routine customer inquiries
- Writing loan narratives which include the analysis of both client financials and a variety of income property including but not limited to
- Reviewing and analyzing loan documents
Skills For Loan Analyst, Eagle Lending Resume
- Researching and resolving complex issues
- Bring together information from market sources such as SEC filings, Ratings Direct, CapitalIQ, and update LCD’s related databases and analysis
- Building great team
- Acting as process owner
- Responsible for monitoring Trade Loan fulfillment & periodic credit and rebate calculations where applicable, using and preparing MI
- Knowledge of products currently handled by Wholesale Lending Operations, including syndicated lending, letter of credits
- Knowledge of consumer protection laws and privacy policies in credit transactions, including state and federal regulations relating to the Mortgage Banking
- Tenaciously working to deliver team goals with the greatest potential for producing positive business results
Skills For Securities Based Lending Loan Analyst Resume
- (25%) Writing loan narratives which include the analysis of both client financials and a variety of income property including but not limited to
- Assist in overseeing the relationship with U.S. Loan Program existing partners
- Monitor unidentified incoming transactions and resolve outstanding transfer
- Review and process all incoming remittance reports and obtain any missing reports or data
- Monitor all incoming and outgoing funds in the DDA’s and advise and investigate any un-reconciled items
- Analyze rent rolls, historical operating statements, leases, title reports and market surveys on income properties
- Work independently
- Understand and interpret multiple legal documents
Skills For Senior Loan Analyst Resume
- Work with multiple systems simultaneously
- Prepare for loan request summary by building operating history comparisons, proforma economics, borrower descriptions to include key principals and financial statement summaries
- Create loan request summary in Lender-acceptable format with narrative analyses of the property, location, market conditions, occupancy, tenancy, operating history and proforma income and expense analysis
- Order third party reports (Appraisal, Property Conditions/Seismic Audit, Phase 1 Environmental, etc.). Analyze all third party reports in preparation for communication with credit and the borrower
- Maintain clear communication channels with all parties (borrowers, brokers, loan officers, closing, credit and third party professionals), reporting loan status and coordinating through each stage of the loan to closing
- Instigate direct client correspondence when needed to gain underwriting clarity, answering questions, setting expectations
- Occasional, limited travel for initial property inspections, including photographing of the same
- Concepts of risk management, issue tracking, change management, requirements gathering and current development technologies
Skills For Whole Loan Analyst Resume
- Review loan files for completeness, identify missing documentation, and generate needs list for clients and Relationship Managers
- Identify and report to Relationship Manager any risks related to loan collateral and/or client financial state
- Presenting ideas and information through all means of communication (written, oral, formal presentation) including preparing various reports, summaries, surveys and written communications to IT management, user groups, and business partners
- Exercising judgment by using effective practices for choosing a course of action or developing appropriate solutions. Recommends and/or takes actions that are consistent with available facts, constraints and probable consequences
- Describing technical solutions to business audience and business information to a technical audience (adapting communication style)
- Keeping up with developments in area of technical and business expertise and applying to position as appropriate
- Creating value for the customer
Skills For Asst Leveraged Loan Analyst Resume
- Manage any written form of enquiries from both new and existing customers and consumers or by internal customers within the BP Businesses
- Lead projects as necessary
- Resolve or further escalate any complex issues faced
- Responsible for AOR reconciliation relating to customers with trade loans to ensure correct representation. Issue Customer Invoice, credit notes and liquidated damages in line with contract performance
- Manage a constant deal flow and prioritize loans appropriately to ensure timely closings
- Monitoring Trade Loan fulfillment & periodic credit and rebate calculations where applicable, using and preparing MI
- Take a lead in developing level 3 and new joiner in the team and also providing them support in achieving their objectives whilst interacting with the key stakeholders
Skills For Securities Based Lending & Private Wealth Loan Analyst Resume
- Working knowledge of lending systems (ACBS, ClearPar, WSO, Loan IQ, payments systems)
- To be the backup for Trade Loan team (ANZ and NA) and guide them in handling complex situations
- Communicates with borrowers to gather necessary documentation for loan file. Reviews disclosures, compliance forms, orders flood certificate. Receives appraisal and all documentation from borrower and updates LOS with correct information. Orders mortgage insurance and subordination agreements if applicable
- Broad Loan Syndication exposure across various asset classes, including Project Finance, Health Care, Commercial Finance and Asset Based Lending
- Communicates with mortgage loan officers, the mortgage closing department and realtors to ensure timely closings
- Explore a highly-rewarding career path with room for professional growth, recognition and rewards
- Learn from industry-leading analysts and authorities
- Opportunity to work directly with senior members of the firm supporting client relationships
- Chance to train and learn Misys Fusion Banking Loan IQ software to service commercial loans
Skills For Assistant Leveraged Loan Analyst Resume
- Use correct English and Spanish orally and writing
- For more information, contact: Nikki Thomas at Nikki.Thomas@raymondjames.com
- Plays a significant role with the Relationship Manager in drafting and helping produce the formal written credit display, as well as any preliminary briefing presentations
- Drafts all internal credit and file memos for circulation
- Gathers relevant market and other appropriate data needed for deal and market analysis. Projects specific income and expense budgets and debt/repayment structures as well as tenant financials and lease abstracts and borrower and guarantor financial statements and tax returns
- Assists the Relationship Manager in working with various parties to organize and track down necessary documents during the loan closing process
List of Typical Responsibilities For a Loan Analyst Resume
Responsibilities For Mortgage Loan Analyst Resume
- Analyzing and summarizing historical property operations
- Gathering of property and borrower information to underwrite and review
- Analyzing of financial statements and financial data
- Reviewing Credit Agreements, and other Credit and Security client documents as required
- Manage time and work independently to complete tasks and meet deadlines
- Review loan files to prepare for PA approval. Make sure all documents needed are in file
- Monitor file turn times to assure files are worked timely and continually
- Lakewood data entry – all loan fields are to be updated with accurate information once the documents are received by the borrowers
Responsibilities For Trade Loan Analyst Resume
- Review files/reports for 10 day letters to be issued
- Multi-task a high-volume portfolio
- Provide support to the analytical team by building & updating leveraged loan and high yield bond profiles in LCD’s proprietary database based upon bank books and prospectuses gathered from the market
- Develop an understanding LCD’s production processes for its research reports and analysis
- Support senior analysts and other group members for varied data collection processes and analysis
- Build your knowledge of the basics of the leveraged finance markets including loans and high yield bonds. This includes the mechanics of the markets, syndication processes and documentation
- Filter through data and client records
- Independently analyze loan transactions for proper format, completeness of information, and verify that documentation meets Comerica's credit policy and CLS procedures
- Process various types of transactions related to servicing participation bought loans such as setting up new loans, renewals, payments, and rate changes; credits and debits checking and savings accounts, repricing's, advances, GL Cashier checks, Wires, fees, DDA transactions, and other miscellaneous transactions
Responsibilities For Cre Construct Loan Analyst Resume
- Reconcile loan balances and transactions with agent banks
- Initiate and approve wire transactions
- Investigate and resolve and technical issues, including reversals, adjustments, billed not paid corrections, returned items, general ledger differences and proof differences with minimal direction from manager
- Determine various systematic ways to accommodate difficult loans accurately and efficiently and act as subject matter expert
- Contact lenders, lending assistants, closers, relationship mangers, group managers, agent banks, administrative staff, and other various departments or people as needed to ensure accuracy of borrow accounts
- Preparation of financial analysis of properties and markets
Responsibilities For Loan Analyst, Eagle Lending Resume
- Site visits and market research for potential financings
- Timely execution of requests from clients with respect to terms of agreed facilities, including draw downs, repayments, rollovers, wire transfers and investigations
- Daily review and action of control and exception reports. Ensure breaks are researched and resolved per standard and policies. For unresolved items, provide detailed commentary and explanations for discrepancies including estimated time frames for resolution
- Communicate with stakeholders inside and outside of the Loans group to resolve discrepancies highlighted in various reports published daily/weekly/Etc
- Back up co-workers and assist with adhoc projects and assignments
Responsibilities For Securities Based Lending Loan Analyst Resume
- Primary systems: ACBS, MOC, WSO, Jetbridge, GBS, TCW
- Underwrite income source(s), collateral, and credit quality of residential loan applications. This is includes analysis of personal & business income tax returns, tax schedules, and financial statements
- Assist in the preparation of loan participation credit proposals and periodic credit reviews
- Assist in the analysis of the offered and booked whole loan pools
- In coordination with the Portfolio Manager, measure and monitor the profitability of the portfolios
- Assist in the identification of new partners and assets under the U.S. Loan Program
- Assist in the periodic review and update of the U.S. Loan Program Procedures Manual, Policy and the U.S. Loan Committee Charter
- Any other duty assigned by the Treasurer or the Portfolio Manager
Responsibilities For Senior Loan Analyst Resume
- Basic knowledge of credit analysis
- Basic knowledge of secured financings
- Review, award, and adjust federal and private education loan applications using independent judgment based on student request and/or university/federal guidelines
- Ensure compliance with all Federal and University regulations
- Collaborate with College of Law staff to provide loan guidance as appropriate
- Update and write procedures for our online reference manual for loan staff and others to use as needed
Responsibilities For Whole Loan Analyst Resume
- Works in an office setting that frequently requires being in a stationary position for long periods of time while working at a desk, on a computer or with other standard office equipment, or while in meetings
- Performs frequent movement of wrists, hands and fingers for continuous computer work
- Procurement of assets for equipment agreements
- Arrange payments to suppliers for equipment’s in a timely manner
- Support and assist Line Manager in SPU initiative and alignment project related to Trade Loans
- Be an independent self-starter in a fast-paced environment
- Intellectual curiosity and dedication to learn about financial markets
Responsibilities For Asst Leveraged Loan Analyst Resume
- Knowledge of agricultural production practices
- Research, interpret and apply regulations
- Identify and analyze problems and produce solutions
- Gather and analyze facts and figures
- Self-management and independent work orientation
- Collection, analysis and interpretation of data
Responsibilities For Securities Based Lending & Private Wealth Loan Analyst Resume
- Observes security procedures
- Empathy and customer service
- Prepare daily loan transaction
- Process new loans, rollovers, payments, fees, and reconciliations
- Seek approvals from front & middle office where appropriate
- Report all irregular transactions
- Maintain contact list for customers/agents
Responsibilities For Assistant Leveraged Loan Analyst Resume
- Attention to detail and attention to detail in the execution of tasks
- Fluent Italian and English knowledge
- Read and interpret key financial statements (balance sheet, profit & loss account, and cash flow statements)
- Knowledge of legal entities
- Advanced knowledge of Access, Word, Excel and Exchange or similar application
- Able to take up challenges assigned from time to time