Senior Loan Officer Resume Sample
Darwin Schinner
47116 Theodore Center,
Philadelphia,
PA
+1 (555) 159 6986
Work Experience
Senior Loan Officer
02/2017
-
PRESENT
Dallas, TX
- Researches receipt and application of loan payments as necessary; interacts with Bank branches and departments in receipt of the unit’s payments
- Works in tandem with the unit’s collector on delinquent accounts prior to transfer of loans to the Bank’s Special Assets Department
- Participates, as directed, in internal and external loan reviews and exams
- Maintains a working knowledge of the bank’s lending policies, procedures, and philosophies toward various types of commercial/business loans; understands and promotes bank philosophies, personnel, products, service programs to staff and public
- Establish adherence by loan officers and staff to lending and loan operation policies and procedures
- Contacts prospective clients to develop and maintain referral sources
- Meets with prospective clients at outside locations such as a client’s home
- Determines a consumer’s needs and offer the appropriate product
- Originates loans for appropriate amounts, rates, and terms that comply with NPF’s program guidelines
SME Loan Servicing Officer, Senior
01/2010
-
11/2016
Philadelphia, PA
- Maintains compliance with all industry-specific federal and state licensed activity requirements and New Penn Financial’s Code of Conduct
- Create, maintain & track collaterals in the form of mortgage, cash deposits, banker’s guarantee, securities & portfolio power
- Demonstrates poise, tact and professionalism
- Strong computer skills including experience with MS application
- Work flexible and varying work schedules
- Travel: 50 to 75%
- Loan origination experience
- Previous experience managing a loan origination branch or team helpful
- Proven track record in mortgage sales
VP / Senior Loan Review Officer
03/2004
-
07/2009
Detroit, MI
- Knowledge of various products and underwriting guidelines
- Familiar with mortgage lending concepts, practices, and procedures
- Exceptional customer service and sales skills
- Competently utilize computer programs such as: mortgage origination software, customer database management, MS Word, MS Excel
- Engages in business development activities and solicitation of new business; actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services
- Understands business implications of decisions; displays orientation to profitability, demonstrates knowledge of market and competition; aligns work with strategic goals
- Represents the Bank in various, civic, community development, and CRA functions to further enhance the Bank’s image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena
- Cross-sells the Bank’s other products and services, referring customers to appropriate staff as indicated
- Represents the Bank in various, civic, community development, and CRA functions to further enhance the Bank’s image and develop additional business
Education
University of Phoenix - Shreveport-Bossier Learning Center
2000 - 2004
Bachelor's Degree in Business
Professional Skills
- Excellent PC skills, including Excel
- Excellent PC skills, including Excel and Access
- Excellent credit and financial analysis skills
- Well-developed communication skills and demonstrated customer service ability
- Previous experience or demonstrated ability
- Assists in the development of less experienced loan officers
- Able to communicate effectively with all internal business partners and external customers
How to write Senior Loan Officer Resume
Senior Loan Officer role is responsible for credit, mainframe, software, customer, microsoft, excel, database, retail, training, lending.
To write great resume for senior loan officer job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Senior Loan Officer Resume
The section contact information is important in your senior loan officer resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Senior Loan Officer Resume
The section work experience is an essential part of your senior loan officer resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous senior loan officer responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular senior loan officer position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Senior Loan Officer resume experience can include:
- Basic skills in personal computer operation, mainframe computer (ITI) system; and word processing and spreadsheet software (i.e., Microsoft Word, Excel, etc.)
- Demonstrated networking and/or referral sales experience
- Develop training scripts/ exercises for less experienced staff members
- 45%: Perform processing functions for the most complex transactions (including SBA 7a)
- Assist Manager in establishing and maintaining service level standards for the team
- Flagstar Bank is hiring Sr. Loan Officers throughout the State of Wisconsin
Education on a Senior Loan Officer Resume
Make sure to make education a priority on your senior loan officer resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your senior loan officer experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Senior Loan Officer Resume
When listing skills on your senior loan officer resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical senior loan officer skills:
- Coordinates the loan processing efforts by communicating loan status between borrowers and processors
- Perform the actions needed to attract desirable loan applications and to select those meeting the bank’s requirements
- Educates Branch Managers and staff about products and the lending process
- Knowledge of intermediate accounting procedures
- Knowledge of current trends in banking and finance
- Comprehensive employee benefits package, including medical, dental, vision, health and dependent daycare funds, life and disability protection
List of Typical Skills For a Senior Loan Officer Resume
1
Skills For SME Loan Servicing Officer, Senior Resume
- Is required to attend annual SBA training to stay abreast of current regulations and programs in order to contain the inherent operation risk with SBA products
- Ensure even distribution amongst team members and manage the rush process flow during peak periods
- Calls and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals
- Assists prospective borrowers in the proper completion of loan applications, provides required disclosures, collects funds for services to be ordered and gathers necessary support documents from prospective borrowers
- Provides customer assistance in the selection of loan programs that best fit their needs, discloses loan terms, and locks in loan interest rates
- Develops sales campaigns in alignment with company goals and coordinates the marketing activities between Mortgage department staff members and the Marketing department
- Monitors the loan process to ensure loans close and fund on the date specified by the borrower
- Extensive network of outside referral sources for new business
- Call on community partners with bank branch personnel to encourage them to refer potential borrowers to the bank while making outside business development calls
2
Skills For Senior SBA Loan Administrator, Officer Resume
- Meet with potential borrowers and gain the confidence of applicants through preparing loan applications, obtaining desired information from them and explaining loan terms
- Originate commercial loans in accordance with bank lending and regulatory guidelines
- Represent Islanders Bank in a professional manner by wearing appropriate business attire and communicate with clients and the community in a professional business like manner
- Prepares basic management reports summarizing loan activity
- Works independently to develop new business with prospects that have the largest and most complex credit needs
3
Skills For VP / Senior Loan Review Officer Resume
- Maintains established market presence and extensive network of outside referral sources of new business
- Understands how to structure the most complex deals
- Compiles necessary data and information to begin financial analysis
- Negotiates specific terms and conditions within parameters defined by credit decisions
- Finalizes loan agreements with prospects and Customers and closes sales
- Communicates credit decisions to prospects and negotiates specific terms and conditions for loans within parameters defined by credit decisions
- Responsible for growth goals (loans, deposits, fees), both individually and assisting the team, through development of new Commercial Customers and cross selling existing Customers as well as an established network of resources
- Technical knowledge to include a thorough understanding of the SBA and commercial loan process, loan accounting, and complex commercial loan documentation, including real estate and SBA 7a
- Thorough knowledge of bank policies, SBA SOP's, legal/ regulatory environment, and industry standards
4
Skills For Loan Operations Senior Officer Resume
- HS Diploma, GED or Foreign Equivalent
- Travel 50% - 75%
- Travel: 50 to 70%
- Post-loan approval, completes the end-to-end processing and partners with shared services to board and fund the complex credits Is designated as the team expert with large and/or complex Commercial Real Estate Loans including SBA 504 and 7a credits
- Research to resolve issues, when appropriate interact with legal department for guidance
- Partners with the Credit Executives to resolve last minute issues that arise prior to ordering documents or boarding/funding Interact with line management on escalations
- Is required to attend annual SBA training to stay abreast of current regulations and programs in order to contain the inherent operation risk with SBA products Ensure that work is completed within established SLAs
- Risk and Compliance
5
Skills For Senior Loan Officer Resume
- Ensure adherence to Bank policies related to credit and compliance, such as: Know Your Customer (KYC), Anti-Money Laundering (AML), Compliance Testing, Risk Management support, due diligence requirements, Risk grading, and Basel II & Basel III compliance
- Travel to 50 to 75%
- Travel 50% to 75%
- Post-loan approval, completes the end-to-end processing and partners with shared services to board and fund the complex credits Is designated as the team expert with large and/or complex Commercial Real Estate Loans including SBA 504 credits
- Responsible for own in-line QC as well as for assigned team
- Partners with the Credit Executives to resolve last minute issues that arise with the collateral prior to ordering documents or boarding/funding Interact with line management on escalations
- Review and release wires up to designated wire limits
- Make operational credit decisions/exceptions
- 45%: Lead and Influence Loan Administrators
6
Skills For SME Loan Servicing Officer, Senior Resume
- Answer questions from team members to ensure fast and safe cycle times are met
- Perform research and make recommendations to Manager as to best practices, process improvements, new product requirements, and system enhancement ideas
- Ensure that work is completed within established SLAs
- Provide input to Manager for employee performance appraisals and scheduling Encourage collaboration by sharing ideas and knowledge, and help to build an environment which encourages participation and open communication
- Conduct training of staff members as directed by Manager, helping to ensure consistency of method across the team Assist with IRMG, OCC or other auditors/ examiners in providing background, explanations, supporting detail
- Actively participate in all UAT, applying technical knowledge and expertise to ensure viability of enhancements
7
Skills For Senior SBA Loan Administrator, Officer Resume
- Role is an SME on projects as it pertains to the scope of work
- Technical knowledge to include a thorough understanding of the commercial loan process, loan accounting, and complex commercial loan documentation, including real estate
- Excellent PC skills, to include Microsoft Office products
- Two years mortgage experience in a similar sales environment
- Assists senior management with developing, analyzing and finalizing complex loan agreements with representatives of large businesses
8
Skills For VP / Senior Loan Review Officer Resume
- Knowledge of commercial, construction, real estate and consumer loan processing
- Licensed Lending Officers receive approximately 10-15+ warm transfers from our contact center
- NMLS SAFE ACT compliant, holding 3 or more state licenses
- Thorough knowledge of bank policies, legal/ regulatory environment, and industry standards
- Basic knowledge of branch operation procedures, Bank products and services
9
Skills For Loan Operations Senior Officer Resume
- Flexibility to work approx. 45-55 hours per week, which can include some weekends
- Connects very quickly to clients via phone presentation; builds and leverages client relationships to get the job done
- Works best in a fast-paced environment with the ability to multi-task
- Risk and Compliance: Ensure adherence to Bank policies related to credit and compliance, such as: Know Your Customer (KYC), Anti-Money Laundering (AML), Compliance Testing, Risk Management support, due diligence requirements
- HS Diploma, GED of Foreign Equivalent
- Risk and Compliance: Ensure adherence to Bank policies related to credit and compliance, such as: Know Your Customer (KYC), Anti-Money Laundering (AML), Compliance Testing, Risk Management support, due diligence requirements, Risk grading, and Basel II & Basel III compliance
- Travel 50% -75%
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