Underwriting Manager Resume Sample
Work Experience
- Ensures timely renewal and/or review of BusinessLink portfolio
- Provides ongoing training for underwriting staff to ensure consistent credit decisions
- Ensures that customers (internal) receive prompt, courteous and accurate responses
- Knowledge of Bank’s operations, systems, and compliance and regulatory issues
- Review employees’ time and labor (including time cards and PTO requests) and monitor/manage overtime hours of underwriting staff
- Manages a team that functions as a National resource that provides timely assistance, primarily by phone, and support for inquiries pertaining to information within Fannie Mae's Selling Guide to both external and internal Fannie Mae customers
- Stay abreast of and well versed on all Guide/Product changes (e.g. Announcements, Lender Letters, Publications, etc.). Ensure that team is continually briefed on and understands changes
- Interprets internal and external customer service related surveys to monitor the level of quality, satisfaction and success of the services provided by the SGST as a means to identify any area(s) for process improvement, improved customer service, fewer missed opportunities and overall service excellence
- Coordinate and administer assignments, monitor team progress, and maintain schedules. Identify opportunities to streamline, improve efficiencies, and reduce costs
- Report to management on the unit's production, activities, and efforts
- Plan, document, and manage the performance of subordinate staff. Provide for professional or technical growth through assignment, mentoring, or training
- Supervise Underwriting Department personnel. This includes hiring, training, coaching and conducting performance appraisals
- Underwrite loan files. Complete a thorough analysis of entire loan packages to determine compliance with company, investor, and FHA/VA guidelines. File load to be determined by manager
- Underwrite complex tax returns and complicated loan and income scenarios for Portfolio and Construction-Perm loans
- Ensure the accurate and timely underwriting of all loan files within the department
- Provide daily review and support to underwriting staff on files requiring a second signature
- Complete a thorough analysis of entire loan packages to determine compliance with company, investor, and FHA/VA guidelines
- Experience underwriting loan files, understanding of complex tax returns, and complicated loan and income scenarios for Portfolio and Construction Perm loans
- Be responsible for evaluating, analyzing and forming opinions for the approving or denying of agricultural and/or commercial loan applications according to business unit standards
- Gathers information as necessary to make sound decisions
- Ensures credit requests are processed in accordance with bank policy
- Monitor overall pipeline and ensure workloads are adjusted
- Coach team to achieve/exceed optimal performance against metrics; take action to optimize productivity, quality, efficiency and service-levels
- Conduct monthly reviews of approved and declined loan applications to ensure compliance with underwriting standards and risk management factors, quality decision standards, and provide coaching and training to team to build capabilities
- Review and respond promptly to address/clear outstanding finding in audit reports received from Post Closing,Quality Assurance, Secondary Investors; assist Corporate in clearing Shipping and Suspense deficiencies
- Monitor various reports to identify possible training opportunities
Education
Professional Skills
- Strong relationship management and operational abilities, analytical and problem solving skills, and project management skills
- Excellent communication skills both verbal and written including presentation skills
- Analytical skills: Demonstrated ability to analyze transaction/portfolio risks and effectively mitigate
- Outstanding leadership skills, with the ability to effectively manage, delegate, mentor and motivate teams
- Excellent underwriting skills – makes quality credit decisions, able to easily read &
- Excellent writing and communication skills; requires ability to articulate complex requirements to a wide range of audiences
- Strong management, influencing, negotiation, and communication skills
How to write Underwriting Manager Resume
Underwriting Manager role is responsible for underwriting, leadership, interpersonal, analytical, business, credit, customer, organizational, risk, lending.
To write great resume for underwriting manager job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Underwriting Manager Resume
The section contact information is important in your underwriting manager resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Underwriting Manager Resume
The section work experience is an essential part of your underwriting manager resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous underwriting manager responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular underwriting manager position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Underwriting Manager resume experience can include:
- Assist Operations Managers with training branch/region employees regarding disclosures, use of company software systems, and branch-specific procedures related to underwriting
- Highly effective business written and oral communication skills, which includes strong presentation skills and influencing/persuasive skills
- Strong relationship, presentation skills, negotiation and leadership skills
- Superior communication and organizational skills, as well as strong interpersonal and analytical skills
- Experience, 2 years currently managing a diversified Mortgage Underwriting Operation with strong technical, business and managerial skills
- University graduate with strong analytical skills or lower academic qualification with more than 10 years of NB/ Underwriting system project experience
Education on an Underwriting Manager Resume
Make sure to make education a priority on your underwriting manager resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your underwriting manager experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Underwriting Manager Resume
When listing skills on your underwriting manager resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical underwriting manager skills:
- A good team player with excellent negotiation, influencing and selling skills
- Personal lines underwriting experience with at least 2 years of prior leadership/management experience
- Strong overall computer skills (i.e., MS Office, automated underwriting systems)
- Excellent organizational and team-building skills
- Good computer programming skills
- Good underwriting skills of Health Business
List of Typical Experience For an Underwriting Manager Resume
Experience For Regional Underwriting Manager Resume
- Demonstrated leadership effectiveness with strong analytical skills
- Effective verbal and written communication skills- which include active listening, and presenting findings and recommendations
- Effective decision-making, customer service, sales, customer support and problem solving skills
- Demonstrated ability to interact effectively with branch, regional and corporate personnel as well as outside vendors
- Strong Excel and math skills
- University graduate with strong analytical skills
Experience For Assistant Underwriting Manager Resume
- Effective interpersonal skills needed to create and expand partnerships with internal and external customers as well as to influence and negotiate
- Customer focus, good interpersonal and communication skills
- Demonstrated experience in originating and/or underwriting, structuring and negotiating LIHTC investments for a syndicator or direct investor
- Good knowledge & experience in evaluating complex exposures as well as directing and assisting others in analysing unusual and complex risks
- Evaluate staff to identify skills and training needs; create opportunities to expand roles to match employee strengths or address weaknesses
- Risk Selection: Responsible for implementing a strategy to better evaluate risk quality and further UWs skillset in qualifying, selecting and assessing risk
Experience For Underwriting Manager, Select Express Resume
- Effectively manage all risks in underwriting to ensure portfolio is within risk appetite
- Work alongside business development colleagues to effectively maximize our distribution partner network
- Expert level underwriting skills as it relates to title, income, credit reports and collateral
- Effectively manage selected distribution channels
- Effectively adapt to cultural differences as well as to organisational demands
Experience For Mortgage Underwriting Manager Resume
- Experience influencing/managing teams, including matrix partners and 3rd party vendor resources
- Experience in a group employee benefits pricing underwriting, focusing on Group Life & Disability
- Knowledge of employee benefits financing mechanisms including insured, self-insured, experience rating and captives
- Provide technical training to underwriting staff to increase skill levels and authority
- Provide quality through appropriate mentoring, training and development of less experienced team members
- Strong Knowledge and understanding of Small Commercial and Branch distribution and business strategies
- UW experience
- Field underwriting experience
- Experience working in commercial insurance
Experience For Senior Underwriting Manager Resume
- Reviews, analyzes, and documents evidence for New Business to determine appropriate risk classifications. Signing authority up to $15 million
- Knowledge and experience with Medical Information Bureau (MIB) coding
- Experience writing documents such as emails, correspondence, adverse disclosure notices, etc
- Demonstrated strength in the preparation of projections, budgets and pro-forma statements, preferably in Multifamily
- Identify areas of opportunity to earn new business and improve the underwriting experience
- Strong understanding of the operational responsibilities involved in the purchase and transfer of whole loan assets as it pertains to credit quality
- Handles escalated issues for Underwriting Department, prior to upper managements’ involvement
Experience For Avp-regional Underwriting Manager Resume
- Handle renewals and presales; demonstrate sound judgment in knowing when to elevate case level issues to leadership
- Demonstrate understanding of analytics
- Excellent working rapport with wholesale brokerage community
- Manage and develop staff ensuring effective talent development, employee relations as well as performance management
- Underwriting experience in the Casualty field
- Experience/existing relationships with retail brokers in Southeast Region
- Supervises a team of Underwriters and promotes effective underwriting through standardization, simplification, and organization
- Experience with territory management and identifying Underwriting needs to maximize growth and profitability
- Manage priorities and be responsive to client needs and expectations
Experience For AVP Underwriting Manager Central Resume
- Establish and maintain relationships with Ops and Sales leadership to ensure timely and effective resolutions to customer service issues
- Previous experience Team Lead or Manager to Underwriters
- Good understanding of Commercial & Risk Underwriting and claims matters and Credit insurance contracts and procedures
- Five (5)+ years’ underwriting experience, preferably in manual/traditional processing
- Previous experience of EDI/Polaris systems working with or mapping to industrywide standards for both on and offline channels of business,
- Experience of liaising and reporting to senior management
Experience For Commercial MBS Senior Underwriting Manager Resume
- Experience leading workers compensation underwriting teams
- Develop strong relationships with key business partners whilst maximising Company’s profitable growth objective
- Good knowledge of general insurance and underlying legal principles and practices
- Experience underwriting loss-sensitive and large casualty accounts
- Experience managing a team of underwriters
- Experience of underwriting highly technical risks
Experience For Divisional Underwriting Manager Resume
- Build, maintain and demonstrate a comprehensive knowledge and understanding of Marsh
- Assist Underwriter in prioritizing RUSH’s, conditions and newly submitted loans to meet required turn-around time
- Develop and maintain good relationship with business partners
- Ensure reinsurance is obtained where needed and cost effective
- Strong relationships with Western US retail brokerage community
- Cooperate and coordinate with IT to ensure the user requirement deliverables are on a timely basis
- Good command of English and Chinese
- Strong relationships with wholesale brokerage community
- Personally establish and cultivate relationships with key producers to maintain a strong position in the marketplace
Experience For Multifamily Underwriting Manager Resume
- Evaluate operational performance, identify opportunities for improvement, prioritize initiatives, and allocate operational resources
- Determined and motivated, demonstrates initiative, is goal-orientated
- Establish and maintain excellent relations with internal and external entities
- Seven to eight years of experience in mortgage activities
- Proven ability to influence and negotiate across the organization
List of Typical Skills For an Underwriting Manager Resume
Skills For Regional Underwriting Manager Resume
- Excellent organizational skills; ability to manage and prioritize multiple tasks. Strong analytical skills
- Skilled presenter with excellent written & oral communication skills
- Excellent math or statistic skills with good judgment and attention to detail
- Knowledge and skills: Clear and concise oral and written communication skills
- Excellent organizational skills and able to manage and prioritize multiple tasks
- Strong problem solving, analysis and communication skills, with the ability to influence stakeholders at all levels
- Good team player with excellent interpersonal skill
Skills For Assistant Underwriting Manager Resume
- Strong customer service and negotiations skills
- Strong time management skills; ability to multi-task
- Strong managerial and leadership skills to set direction and manage a complex underwriting, product, and data management organization
- Strong aptitude and demonstrated experience with Excel, Word, and PowerPoint
- Excellent analytical, written, and verbal communications skills
- Excellent time management skills to enable successful delivery to deadlines and to the required standard
Skills For Underwriting Manager, Select Express Resume
- Strong PC skills (eg Excel, PowerPoint)
- Strong PC skills (e.g. Excel, PowerPoint)
- Proven initiative and judgement to resolve routine problems independently or effectively utilize appropriate resources
- Excellent communication and collaboration skills with the ability to influence others
- Prior analytical coding experience using languages such as SQL, SAS, Emblem would be extremely beneficial
- Negotiation, influencing and selling skills
- Solid experience in handling Group Medical insurance underwriting and administration
Skills For Mortgage Underwriting Manager Resume
- Added preference for skills in structuring multinational insurance business in a compliant manner
- Demonstrates and fosters a sense of urgency, strong commitment and accountability for achieving results
- Demonstrable Powerpoint presentation and KSH management skills
- Highly developed leadership skills for coaching and feedback
- 2 + yrs of managerial, supervisory and/or demonstrated leadership experience
Skills For Senior Underwriting Manager Resume
- Prior experience in commercial loan valuation / underwriting
- Advanced critical evaluation and analytical skills
- Capacity to effectively translate complex issues into standard financial language that can be used to make decisions
- Good interpersonal skill and business networks of Health Industry
- Demonstrated experience at a senior credit authority level and ability to analyze risks and balance with opportunity
- Good underwriting experience in Property and Casualty Business
- Experience: At least 5 years total work experience with 3+ years in insurance or financial services
- Analytical and quantitative skills; familiarity with actuarial concepts
- Continue to develop skills and knowledge by seeking out opportunities for growth
Skills For Avp-regional Underwriting Manager Resume
- Able to effectively lead and direct staff
- Leading an underwriting team, to include: planning, monitoring, and skill development/performance management
- Developing and maintaining strong relationships with internal and external partners
- Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guideline
- Experience of subprime underwriting in a consumer lending business
- Experience concurring on others’ credit decisions and/or handling of escalated
- Previous experience of EDI/Polaris systems working with or mapping to industrywide standards for both on and offline channels of business
- Wholesale Underwriting or Wholesale Portfolio Management Experience
Skills For AVP Underwriting Manager Central Resume
- Previous experience underwriting Large Structured Transactions
- Previous supervisory experience of a mortgage loan processing team
- Manual underwriting experience
- Proven track record of driving client delight results
- Manage multiple tasks/projects/competing priorities
- Previous mortgage underwriting Leadership experience required
- Experience with leading a large scale organization
- Experience in executing large strategy change programmes
- Additional experience or knowledge of Group Medical or Dental underwriting and products
Skills For Commercial MBS Senior Underwriting Manager Resume
- Re-insurance experience and working knowledge
- Demonstrated leadership and decision-making ability
- Experience in commercial underwriting for both small and midsize companies
- Ten years Large Commercial Casualty Underwriting Experience
- Additional experience in sales, business development or marketing preferable
- Transportation, Construction and Industrial Equipment Finance Experience
- Strong partnership with sales colleagues
- Strong relationships with wholesale and retail brokerage community
Skills For Divisional Underwriting Manager Resume
- Analytical individual with strong business acumen
- A good understanding of Credit insurance, including legal aspects
- A passion for customer service and a good understanding of the advisor's role and challenges
- Experience in Underwriting Group Employee Benefits
- Demonstrated results in continuous improvement (speed, quality, cost and finesse )
- Ten years Casualty underwriting experience required; preferably in the Excess & Surplus Lines sector
- Experience in underwriting or actuarial
- Previous experience of qualitative assessment in a large-scale operation, ideally within a claims or underwriting environment
Skills For Multifamily Underwriting Manager Resume
- Preferable experience in a corporate environment
- Demonstrates Self-Awareness and Accountability
- Strives for strong employee engagement at all levels
- 5 + 7 yrs of risk management experience with substantial background in group ancillary benefits
- Excellent ability in both Word and Excel
- Insurance industry experience
List of Typical Responsibilities For an Underwriting Manager Resume
Responsibilities For Regional Underwriting Manager Resume
- Demonstrated effective management, communication, and leadership skills
- Effectively leading a team of people and driving a high performance culture whilst being adaptable to change
- Working experience with substantial experience gained within the insurance industry
- Deep knowledge of underwriting practices, products, processes, and industry trends. Analytical and quantitative skills
- Communicate effectively across multi-vendor environment
Responsibilities For Assistant Underwriting Manager Resume
- Ensure effective utilization of detailed monitoring standards including quality reviews and peer reviews to assess underwriting results and compliance
- Strong knowledge of SBA underwriting, servicing and liquidation regulations
- Demonstrate understanding and awareness of market dynamics and market cycle to drive and enhance business performance
- Cooperate with co-workers to foster a teaming atmosphere. Establish and monitor workflows to meet goals
- Commercial Underwriting, Loan Portfolio Management or other related experience
- Advanced knowledge and experience managing a commercial loan portfolio
- Experience with SBA portfolio servicing and liquidations
- Or above experience in General Insurance, especially in Property and Casualty underwriting
- Solid understanding of business technologies and workflows
Responsibilities For Underwriting Manager, Select Express Resume
- Experience or equivalent
- Min of 3 years managerial experience, preferably in financial or banking organizations beneficial
- Communicate to advisers and other intermediaries in an effective and timely manner
- Understands team dynamics and how to facilitate good teamwork; fosters commitment and team spirit
- Related supervisory/management experience
Responsibilities For Mortgage Underwriting Manager Resume
- Progressive responsibility underwriting and book of business management experience
- Recent manual underwriting experience
- Proven ability to influence and negotiate across organization
- Direct underwriter’s activity-work schedules, daily priorities, project, assignments, and
- Excellent technical knowledge of relevant insurance classes and EBITAC principles
- Proven track record of robust financial management and wider management principles and techniques
- Experience with agribusiness insurance
- Experience in Healthcare Professional Liability line of business or segment
Responsibilities For Senior Underwriting Manager Resume
- Experience in Errors and Omissions, Cyber, Security & Privacy lines line of business or segment
- Demonstrated leadership ability to lead direct reports and/or major cross-functional sales or project teams
- Experience in EB field
- Good customer service mindset
- Good commend of both spoken and written English and Chinese
- Experience in Employee Benefits field
- Multi-line product experience, focused on operational excellence
- Experience in Management Liability Products
- Strong ability to read and analyze financial statements, negotiate Financial Lines coverage and make informed decisions on transactions
Responsibilities For Avp-regional Underwriting Manager Resume
- Leading, designing and implementing Underwriting rules and guidelines in support of our Underwriting strategy and philosophy
- Building and maintaining products in the Company’s Polaris and Internet environments
- Developing a team of Underwriting Managers and Underwriters
- Setting forth clear performance expectations and ensuring accountability for results and behaviors
- Underwriting of new business / renewals from Agents/ Brokers in accordance to underwriting authority
- Holding life insurance professional qualification. e.g. LOMA, ICA,…etc
Responsibilities For AVP Underwriting Manager Central Resume
- Working knowledge of change, project and process management methods and tools
- Working knowledge of First Mortgage Policies & Procedure and primary applications
- Underwriting small to large Workers’ Compensation accounts on a Guaranteed Cost basis as well as Loss Sensitive Plans
- Being instrumental in ensuring compliance to underwriting guidelines & procedures
- Working knowledge of mortgage-related systems and underwriting requirements
Responsibilities For Commercial MBS Senior Underwriting Manager Resume
- Mentoring and Coaching of Underwriters
- Being responsible for implementing the underwriting strategies across all the A&H business in China
- Overseeing the underwriting function for multiple production divisions
- Drafting the policies and procedures of the execution
- Determining which LIHTC investment meets the program requirements
Responsibilities For Divisional Underwriting Manager Resume
- Planning and delivery of key tools/systems used in underwriting and portfolio management
- Positioning of our product/program advantages in such a way that differentiate the program from existing competitors
- Acting as manager for the Brooklyn Property team
- Assisting underwriters to achieve business targets
- Holding life insurance professional qualification. e.g. LOMA and/ or well verse in LifeAsia system are preferable
- Working closely with Pricing, Product, Sales, New Business Operations & Data Analytics in order to achieve company goals of profit and growth
- Talent Management, including prospecting, interviewing, hiring and managing direct underwriting reports
- Assist in developing, promoting, and communicating Company goals and values to staff including key behaviors, profitability, production and service issues
- Continually develop expertise and technical knowledge through identifying and implementing appropriate learning and development activities
Responsibilities For Multifamily Underwriting Manager Resume
- Coordinate strategy and work collaboratively with other aligned business functions including claims, actuarial, engineering, analytics, legal and marketing
- Responsible for hiring and maintaining training schedules
- Assess training needs of Underwriting staff and assist in implementing staff Development Plans
- Comprehensive knowledge of medical underwriting rating principles, funding arrangements, BSC business drivers and broker/employer sales operations
- Be responsible for creating, maintaining and training on residential mortgage credit guidelines and policies
- Lead your region through creating and communicating a clear vision of your region’s plans and ambitions and by acting as a positive role model
- Be flexible between acting as team player and operating as an individual leader and knowing when to emphasize these roles