Senior Risk Officer Resume Sample
Delilah Greenholt
4376 Mason Squares,
Houston,
TX
+1 (555) 504 3166
Work Experience
Senior Risk Officer
04/2017
-
PRESENT
Detroit, MI
- Deep understanding of business and associated risk (credit and product) in Trade - Trade Finance, Trade Services, Export Agency Finance, and Commodities and Cash Management
- Analyze and evaluate TTS Asset Portfolio- devise and direct risk mitigation solutions and actions to minimize the potential of credit and operating losses
- Create, update and monitor compliance of product programs and risk acceptance criteria
- Ensure appropriate control environment – work with the Business to ensure a robust control environment, assist the Business with analysis for formal audits/exams and participate in status meetings
- Work closely with data generators and data consumers to identify gaps between technical capabilities and business needs and design appropriate data quality checks
- Understand long term data quality requirements from regulatory principles and group policy
- Develop a practical, achievable short to medium term data quality framework and actively work to deliver fast and high impact results to data quality, while remaining in line with the long term vision
- Take the lead to undertake data quality investigation for modeling and reporting
- Industry experience required
Senior Risk Officer Information Risk
10/2010
-
11/2016
Boston, MA
- Responsible for evaluating and managing risks associated with the company's market risk models, including models of derivative pricing, market risk VaR, counterparty credit exposure, balance sheet ALM and liquidity management, mortgage backed security and mortgage servicing right valuation, etc
- Make expert recommendations to Senior Management about proposed new models or model changes, and advise them on model’s quantitative and theoretical issues
- Clearly document the analysis performed and risk findings
- Independent validation of assigned models, including associated presentations and addressing questions
- Review the model documentation, code, data, and underlying assumptions, theory, empirical evidence, implementation and limitations of the model, and evaluate its performance
- Participate in meetings with model stakeholders to discuss the validation process and results
- Support regulatory examinations and internal audits of the validation process and model risk management
- Able to adapt in unexplored fields. Ability to research, learn, and apply new concepts, and statistical techniques with limited support
- Analyze and evaluate Trade Asset Portfolio- devise and direct risk mitigation solutions and actions to minimize the potential of credit and operating losses and ensure no concentrations of concern
Orm Senior Risk Officer
04/2005
-
04/2010
San Francisco, CA
- Monitor and mitigate significant high risk/ adversely classified exposures
- Create, update and monitor compliance of product programs
- Full understanding of mortgage and home equity product characteristics
- Experience in managing real estate products and associated policies and guidelines
- Identify, measure, manage and document risk issues, recommendations, and decisions
- Serve as an expert in various aspects of risk management
- Undertake complex projects requiring additional specialized technical knowledge
- Protect the organization’s assets and public image
Education
Argosy University - Orange County Campus
2000 - 2004
Bachelor's Degree in Business
Professional Skills
- Maintaining strong relationships with auditors, regulators at a senior level
- Strong Modeling inother relevant areas such as Economic Capital, Loss Forecasting orStress Testing
- Strong Knowledge of Machine Learning, neural networking and Graphs Methodologies
- Strongof scorecard development or loss forecasting process for different portfolios
- Excellent knowledge of banking credit risk regulations (IFRS9, CECL and/or Basel II IRB)
- Strongof scorecard developmentor loss forecasting process for different portfolios
- Experience and knowledge in insurance capital management, regulatory frameworks and rating agency models
How to write Senior Risk Officer Resume
Senior Risk Officer role is responsible for credit, retail, programming, database, finance, training, integration, security, trading, mortgage.
To write great resume for senior risk officer job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Senior Risk Officer Resume
The section contact information is important in your senior risk officer resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Senior Risk Officer Resume
The section work experience is an essential part of your senior risk officer resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous senior risk officer responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular senior risk officer position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Senior Risk Officer resume experience can include:
- Shall cooperate with audit teams including the external regulators and internal audit groups
- Experience in an enterprise risk management, vendor management, auditing, compliance or other related discipline
- Evaluating and advising on complex issues
- Taking the lead on Scenario Analysis and associated Operational Risk Capital related workstreams across SSA
- Managing several key projects at any given time
- Test models through back-testing, benchmarking, sensitivity testing and stress testing
Education on a Senior Risk Officer Resume
Make sure to make education a priority on your senior risk officer resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your senior risk officer experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Senior Risk Officer Resume
When listing skills on your senior risk officer resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical senior risk officer skills:
- Programming skills in Matlab, C++, JAVA, R software, VBA and Access
- Exceptional analytical skills with the ability to bring together large amounts of data into succinct reports
- Advanced programming skills in R, SQL, SAS
- Strong Modelling in other relevant areas such as Economic Capital, Loss Forecasting or Stress Testing
- Deep experience or theoretical understanding of stochastic calculus, statistics and time series, optimization, and financial markets and modeling concepts
- Contribute to work flow or process change and redesign, and to form a strong basic understanding of the specific function
List of Typical Experience For a Senior Risk Officer Resume
1
Experience For Senior Risk Officer Information Risk Resume
- Good interpersonal skills, collaborative, team player, ideally in a multi-cultural environment
- Provide support to the annual business planning discussions through review and provision of capital impact analyses
- Understand the asset liability management within Asia and its impact on risk management
- Develop and maintain a good working relationship with Group Risk Analytics, Finance, Treasury, Asset Management, Business Management L&H and P&C in Asia, as well as across wider teams in Risk Management in Asia and the Group
- Self-starter with the ability to drive solutions independently and in teams
- Risk management headquarters
- Local Board members
- Shall review and sanction credit limits within large personal credit authorities, both in the frame of annual reviews of Asian names, or on a more ad-hoc approach for structured transactions that can prove either large, complex or unusual and where expertise at the cross roads of counterparty risk and market risk is necessary (when needed with in-depth involvement in New Product Committees)
- Shall participate in risk management committees and special projects with product line teams. Shall use each and every risk metrics as appropriate, ensure compliance with risk frameworks, contribute to the definition of the region’s risk appetite, participate in portfolio reviews, detection of weak counterparts and default management with BLs, OPER, LEGAL
List of Typical Skills For a Senior Risk Officer Resume
1
Skills For Senior Risk Officer Information Risk Resume
- Experience in quantitative financial model development/validation for market risk
- Strong of scorecard development or loss forecasting process for different portfolios
- Individual contributor with very specialized / highly technical skill set
- Industry experience required
- Strong Knowledge of parameterscalculation (PD, LGD and CCF)
- Outstanding teamwork and initiative
2
Skills For Senior Risk Officer Project Risk Oversight Resume
- Present ideas via reports and presentations, outlining findings and making recommendations for improvements to reduce/control risk
- Analyze bank's market position by running figures through complex modeling techniques to identify risk levels
- Provide timely and accurate reporting and follow-up to Risk Committees, Board, Spain, etc. to allow for informed decisions regarding credit quality
- Knowledge of risk and control concepts including how they apply to fraud and identity theft functions
- Knowledge of banking model related regulation (SR 11-7, IFRS 9, CECL, Basel)
- Conduct statistical analysis to evaluate risk using statistical software such as SPSS and SAS
- Colleagues in business and other support functions
- Correspondents within BNP Paribas Fortis
- Responsible for evaluating and managing risks associated with the company''s market risk models, including models of derivative pricing, market risk VaR, counterparty credit exposure, balance sheet ALM and liquidity management, mortgage backed security and mortgage servicing right valuation, etc
3
Skills For TTS Trade Senior Risk Officer Resume
- In depth knowledge of Audit methodologies and Operational Risk Frameworks in the Financial industry
- Five or more years of experience in financial risk with an advanced knowledge and experience in financial risk, specifically identifying, measuring and managing risk issues
- Strong Knowledge of parameters calculation (PD, LGD and CCF)
- Responsible for following established guidelines and identifying and resolving problems
- Work with a limited level of guidance and direction and use independence of thought as well as handle complex problems
- Research learn and apply new concepts and statistical techniques with limited assistance. Ability to incorporate innovation and new developments in the industry to projects and processes
- Background in risk management, fraud prevention, identity theft protection, compliance, audit or a related role for a large-scale business, preferably in the banking industry
- Knowledge of fraud prevention, identity theft protection, authentication strategies and techniques
- Excellent verbal and written communication skills and ability to present information to regulators, senior management, governance bodies and the Board of Directors
4
Skills For Orm Senior Risk Officer Resume
- Directly related experience. Experience requirement can be partially offset by post-graduate education and/or applicable certifications (e.g., CFE, CRMA, CISA, etc.)
- Undertake independent research on industry best practices
- Experience in quantitative financial model development/validation for credit risk origination, account management and collections models, parameters (PD, LGD, EAD), provisions, fraud, AML, compliance, loss forecasting and/or treasury models
- Functional with database development, maintenance, and extraction of data
- Excellent written and verbal communication and interpersonal skills, including the ability to reach the best possible results without compromising the work quality
- Experience in modeling one or more of the following areas: credit risk ratings or other relevant areas such as economic capital, loss forecasting or stress testing
- SENIOR RISK OFFICER 22 / 8 + years credit risk modeling experience
5
Skills For Md-treasury & Trade Services Portfolio Senior Risk Officer Resume
- Experience / Knowledge of Banking, Finance, and Risk Management is required
- Strong understanding of business controls
- Adept and meticulous at generating presentations and analyses
- Provide subject matter risk advise to regulatory projects
- Forecast and monitor portfolio and industry/market trends
- Monitor quality risk indicators to minimize loss or unnecessary increase in provision
- Fully embed local as well as Fed/OCC operational risk regulatory requirements across SSA
- Interaction with Regulators related to the Risk management Framework
6
Skills For Finance & Capital Senior Risk Officer Resume
- Shall liaise with RISQ CFI/FIG/DIR and RISQ/CFI/DIR for counterparties limits outside of his credit authorities, or unusual transactions / schemes specific to Asia
- Prioritize and address issues / provides guidance
- Test models through backtesting, benchmarking, sensitivity testing and stress testing
- Help develop advancements to the existing framework for managing operational risks
- Document credit risk models according to defined documentation standards
- Shall support FI credit analysts, most particularly for complex requests
7
Skills For Risk Officer / Senior Risk Officer Resume
- Prepare risk management reports to Executive Management and contribute to the Board of Directors committees’ reports relative to enterprise risk management activities
- Create and maintain a process for overseeing and documenting changes to the Company’s Third Party Management Policy and Program
- Collaboration to the Risk projects, mainly related to SCORES, Auto decision tools, Back testing, Risk Reporting’s, Risk controlling, Data bases such as RFA and regulatory Projects
- Estimation of Parameters for Allowances, Economic Capital and IFRS9/CECL for different portfolios and estimation of CCAR models
- Negotiation with Vendors and Consultant
- Communicate model results and implications to internal and external clients
8
Skills For Resident Senior Risk Officer Resume
- Development and Implement credit risk projects based on innovation
- Negotiate with Internal and External supervisory areas to get models approved and successfully implemented
- Draft sections of Board papers related to operational risk
- Represent RMU in inter-departmental discussions related to operational risks, serving to help embed the risk management framework across the Fund and to help reflect Departments’ feedback in the risk framework
- Develop and maintain partnerships with existing units across the Fund that play a role in managing operational risk
9
Skills For Compliance Senior Risk Officer Resume
- Oversee and coordinate the risk event reporting exercise
- Strengthen relationships and knowledge sharing with operational risk management practitioners (including in other multilateral financial institutions), and maintain knowledge of industry practices
- Conceive and develops materials for a senior audience, e.g., for the Board, committees, regulators, and auditors (internal and external)
- Present to / brief senior management
- Partners with constituents within Model Risk and across Citi, communicates with external parties such as auditors
- Perform and/or review analyses
- Process / business controls improvements
10
Skills For Senior Risk Officer Resume
- Perform risk oversight and assessment activities for internal and external fraud, and identity theft programs. Activities include
- Develop and continually enhance as required, the risk capital modelling approach for entities within Swiss Re Asia and SRZ in Asia to ensure that all internal and external requirements are being met in an appropriate manner
- Obtain internal and external stakeholder buy-in and agreement with the risk capital modelling approach taken (these range from modelling used to determine economic capital amounts to be held to scenario and sensitivity analyses required to support strategic and business needs, including ORSA needs)
- Ensure data sources as required to feed capital modelling purposes, as well as enable achievement of required quality through appropriate review processes
- Conduct calculations with the ICAM, perform change analyses and interpret results, and calibrate parameters for risk models as required
- Develop sustained processes to feed quantitative Risk Management Information in Asia including Legal Entity Risk Reports, as well as Local and Regional Risk Dashboards
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