Senior Underwriter Resume Sample
Sydnee Bogisich
147 Forest Shore,
Houston,
TX
+1 (555) 404 6137
Work Experience
Senior Underwriter
05/2017
-
PRESENT
Houston, TX
- Ensure that loan requests meet program and product specifications. Counter-offer to different product and/or program when appropriate
- Remain current and knowledgeable on all Chase policies and procedures
- Achieve and maintain departmental audit productivity and quality goals
- Makes decisions in a timely manner, sometimes with incomplete information and under tight deadlines and pressure; is able to make a quick decision
- Evaluate creditworthiness of borrowers in order to render a credit decision. This includes but is not limited to the review of paystubs, W2’s, financial statements, tax returns, asset statements, bank account statements, credit reports etc
- Perform second level one up reviews on those loans recommended for approval above someone’s lending authority
- Establish relationships with Sales/Account Management that optimizes business potential with purchasers, brokers and consultants
Group Health Senior Underwriter
04/2012
-
04/2017
Detroit, MI
- Develop creative solutions that increase credibility with customers and Sales/Account Management and external customers
- Evaluate creditworthiness of borrows in order to render a credit decision. This includes but is not limited to the review of paystubs, W2’s, financial statements, tax returns, asset statements, bank account statements, credit reports etc
- Regularly shares information, learning’s and best practices
- Acknowledges others’ ideas, efforts and accomplishments
- Advocate positive change within the team
- Demonstrates superior engagement with the business and it’s various partners
- Actively seeks broader perspective of individual and group results
- Is a positive influence to our organization asking why and offering solutions
- Applies sound judgment, relevant information and good instincts to make, support and implement high quality decisions
Large Group Senior Underwriter
02/2006
-
03/2012
Detroit, MI
- Champions improvement changes within functional processes and end to end activities
- Takes an active role in the mentoring and development of other Underwriters
- Establishes and executes effective and efficient producer and client visits (with appropriate business units – Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business
- Analyze financial data including personal tax returns; pay stub,W-2’s, pension/award letters, business tax returns, K-1’s, personal financial statement, hoi etc
- Ensure that rates and products are within Key’s policy
- Review additional documentation including trust agreements, POA’s, divorce decrees, etc. when needed
- Position is capable of remote work
- Complete a thorough analysis of entire loan package to determine compliance with company, investor, and FHA/VA guidelines
- Technical risk assessment, pricing and deal structure
Education
Norwich University
2001 - 2006
Bachelor's Degree in Mathematics
Professional Skills
- Excellent interpersonal and leadership skills – experience in leading cross-functional projects
- Excellent communication skills, resilience, problem-solving and process improvement experience- our aim is to partner with our Brokers
- Strong, demonstrated marketing skills required
- Strong underwriting skills, advanced job and business knowledge, 5+ years experience
- Strong organizational skills and ability to prioritize work as required
- Demonstrating strong marketing and analytical skills
- Underwriting experience in the Consumer Lending or Motor Finance Sector is essential with a strong track record of previous experience
How to write Senior Underwriter Resume
Senior Underwriter role is responsible for analytical, interpersonal, negotiation, technical, underwriting, credit, customer, organizational, marketing, research.
To write great resume for senior underwriter job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Senior Underwriter Resume
The section contact information is important in your senior underwriter resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Senior Underwriter Resume
The section work experience is an essential part of your senior underwriter resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous senior underwriter responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular senior underwriter position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Senior Underwriter resume experience can include:
- Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem solving skill
- Strong communication skills including solid presentation skills required
- Highly effective business written and oral communication ability which includes strong presentation skills and influencing/persuasive skills
- Strong interpersonal skills including the ability to communicate effectively
- Strong interpersonal skills to effectively function in a team environment
- Strong organisational and prioritisation skills and Strong attention to detail
Education on a Senior Underwriter Resume
Make sure to make education a priority on your senior underwriter resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your senior underwriter experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Senior Underwriter Resume
When listing skills on your senior underwriter resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical senior underwriter skills:
- Strong analytical skills, actuarial and mathematical skills
- Good interpersonal/communication skills and ability to develop and maintain good internal and external customer relationships
- Excellent problem solving and decision making skills, including attention to details
- Strong training skills required, along with knowledge of MI Operating Systems including information technology, research and analytics
- Strong analytical, negotiating & decision making skills with a flair for creative solutions
- Good analytical, reasoning and problem solving skills
List of Typical Experience For a Senior Underwriter Resume
1
Experience For Group Health Senior Underwriter Resume
- Outstanding credit skills, analytical skills, and financial acumen
- Excellent marketing and communications skills including ability to make presentations to large groups
- Effectively communicate Underwriting rationale and case specific underwriting results to aid Sales Management in making effective pricing decisions
- Possesses strong communication and problem solving skills
- Independent thinker that takes initiative and exhibits strong leadership and communication skills
- Strong PC, communication, and collaboration skills
- Strong interpersonal skills necessary to interact with brokers, producers and clients
- Experience with Word, Excel, Power Point, spread sheet modeling, and presentation development and delivery skills
2
Experience For Underwriter / Senior Underwriter Resume
- Strong client-facing skills and executive presence
- Outstanding communication skills; being able to make persuasive oral and written presentations
- Effectively mentoring, supervising and motivating underwriters, underwriting assistants and other integral members of your team
- Skills in coaching, mentoring, and motivating others
- Possess superior skills in relationship building, active listening, needs analysis, and win-win negotiating
3
Experience For Large Group Senior Underwriter Resume
- Prior experience in high net worth/mass affluent personal lines insurance products (homeowners and auto)
- Effectively manages credit metrics
- Strong experience in Professional Indemnity with an awareness of Financial Risks
- Analysis skills in the areas of credit, asset, collateral, layered risk and income evaluation
- Effectively communicate all decisions and any required conditions to the Processor, Broker, Account Executive or Account Manager
4
Experience For Financial Lines Management Liability Senior Underwriter Resume
- Demonstrates skill in developing improvements in work method or designing new procedures
- Developed skills in: innovative & strategic thinking and becoming a subject matter expert in multiple areas of industry interest
- Working experience with substantial experience gained within the insurance industry
- Proven ability to prioritize tasks in order to meet deadlines
- Understand and effectively communicate the underwriting rationale to release or decline a proposal
- Underwriting experience with strong expertise in the property lines
- Work effectively with the distribution and other Underwriters on new business quotes
- Collaborates effectively with stakeholders to gather information necessary for decision making and to select profitable risks
- Communicates effectively with customers to facilitate placement of business
5
Experience For Commercial Bank Risk-ccb Senior Underwriter Resume
- Strong system knowledge and experience required, especially HUON and AIP
- Multi-task, have strong insurance product knowledge and experience with multiply markets
- Superior risk management and math skills
- Coaching of less experienced underwriters and underwriting assistants
- Experience in structuring, underwriting, and closing affordable housing transactions utilizing the Low Income Tax Credit (“LIHTC”) Program
6
Experience For Mortgage Senior Underwriter Resume
- Experience handling catastrophe-exposed accounts (high hazard wind, high hazard earthquake, etc.) with an understanding of catastrophe modeling and pricing
- Works with key operation functions to following existing workflows. Demonstrates collaboration and cooperation when interacting with internal colleagues
- Operate within the defined underwriting guidelines, underwriting authority and pricing model parameters
- Consistent track record for planning and prioritising client renewals and leveraging business opportunities
- Demonstrate understanding of assigned underwriting practices, processes, and governance activities
- Develop strong working relationships, both internal and external, to contribute to successfully meeting departmental goals
- Utilize underwriting tools including exposure, experience and industry ratings to analyze complex casualty exposure
- Life Risk Underwriting experience with a related underwriting authority
- >7 years of progressive underwriting experience, including umbrella & excess casualty
7
Experience For Underwriting Manager / Senior Underwriter Resume
- A proven track record in managing and developing broker relationships
- Knowledge of underwriting methodologies, especially Experience Rating Methodology
- Meaningful commercial credit transaction experience, ideally involving lending to specialty finance companies
- Minimum5 years of experience in the mortgage lending/servicing business or appraisals
- O Demonstrate proficiency in usage of all supplied desktop tools, including the automated underwriting and email systems
8
Experience For Senior Underwriter / Credit Analyst Resume
- Intermediate level of work experience, knowledge and training in all loan servicing activities and terminology
- Knowledge of underwriting methodologies required, especially Experience Rating Methodology
- Experience in underwriting of tax-exempt transactions including negotiation of terms and conditions of transactional documents
- Experience managing underwriters or processors in a retail or correspondent lending environment
- Experience working with a financial institution, private equity firm, or low income housing tax credit syndicator
9
Experience For Senior Underwriter / Trade Credit Risk Resume
- Underwriting experience with at least 2 of these years in a healthcare underwriting role
- Agency / CMBS and/or capital markets debt underwriting or credit analysis experience with a lending
- Proven leadership capabilities with a sound influence in dealing with challenging situations
- Excellent understanding of underwriting and knowledge of Group Accident & Health product and benefits
- Self-motivated individual with a proven track record of developing new business and achieving renewal retention targets
- Skillful, decisive and selective underwriting
- +10 years of experience in commercial underwriting and/or portfolio management
- Experience in a credit analytics or underwriting role for medium-sized ticket transactions
10
Experience For SC, Senior Underwriter Consultant Resume
- Experience in a credit management or underwriting role for large-ticket transactions
- Industry experience Underwriting in the Inland Marine arena
- Strong ability to maintain composure, negotiate and resolve conflicts
- Skillfull, decisive and selective underwriting
- Operates with some latitude for un- reviewed action or decision
List of Typical Skills For a Senior Underwriter Resume
1
Skills For Group Health Senior Underwriter Resume
- Strong account management skills with a proven track record of developing solid internal and external customer relationships
- Excellent interpersonal , oral and written(technical) communication skills – with ability to write effective business cases
- Excellent time management skills and the ability to manage conflicting priorities
- Managing complex and heavy workload with ability to effectively balance competing priorities
- Strong PC skills; proficient in Excel, Access, and/or other data modeling tools
- Excellent interpersonal and communication, negotiation, presentation, analytical and multitasking skills
- Proven Group Personal Insurance products and technical underwriting skills
2
Skills For Underwriter / Senior Underwriter Resume
- Excellent interpersonal, communication, negotiation, marketing and analytical skillset
- Strong technical underwriting skills
- Strong analytical and technical underwriting skills
- Excellent team building skills,positive influence and flexibility
- Drive to build a book through strong marketing and customer focused skills, a self-starter
- Excellent communication, relationship building and negotiation skills
- Strong communciation skills. Explains renewals and/or quotes in terms understood by internal audiences
- Excellent organizational skills; ability to take initiative and work independently
3
Skills For Large Group Senior Underwriter Resume
- Strong competence in key PC desktop applications and Keyboard skills
- Good computer skills and knowledge of software applications
- Proven Accident and Health products and technical underwriting skills
- Excellent communication and influencing skills – both written and oral
- Excellent planning, leadership and negotiation skills
4
Skills For Financial Lines Management Liability Senior Underwriter Resume
- Good mathematical skills and the ability to accurately evaluate financial information and valuations
- Good process design and improvement skills
- Strong computer skills - Word, Excel, PowerPoint, Viseo, SAGE
- Proven negotiation skills and ability to cross sell SR’s product offering
- Strong interpersonal communication skills and ability to influence and persuade
- Effective sales, marketing and negotiation skills
- Excellent interpersonal skills and ability to handle challenging client relations necessary
- Solid negotiation skills and ability to exercise sound judgment and decision making necessary
- Excellent communication skills (both written and verbal) in English and Swedish, Norwegian or Danish. Knowledge in German and/or French is an advantage
5
Skills For Commercial Bank Risk-ccb Senior Underwriter Resume
- Organizational skills, ability to prioritize with both individual and the team’s best interests in mind
- Solid computer skills required. Microsoft Office Word, Excel, PowerPoint and Access desired
- Excellent team building skills, positive influence and flexibility
- Underwriting experience in the Business to Business Sector is essential with a good understanding of risk
- Underwriting & Credit Risk management skills
- Negotiating skills in placement of E&S Property placements
6
Skills For Mortgage Senior Underwriter Resume
- Mortgage Underwriting experience and 3 – 5 years in other Mortgage or Home Equity lending/banking experience
- Good knowledge and understanding of underwriting experience in servicing accounts
- Solid experience and understanding of Nat Cat and man-made risk management, loss-prevention and underwriting
- Experience in mortgage environment, including at least 5 years’ experience underwriting conventional home loans
- Experience in banking/lending or other credit intensive experience
7
Skills For Underwriting Manager / Senior Underwriter Resume
- Professional report writing and presentation skills
- High level of questioning and judgement skills
- Superior technical knowledge and sound decision-making and analytical skills
- Experience in and solid understanding of the trade credit and political risk insurance market
- Competent computer skills including knowledge of Excel and Word
8
Skills For Senior Underwriter / Credit Analyst Resume
- Prior experience underwriting within the Worker's Compensation arena
- Independent and innovative thinker with creative problem solving skills
- Mall Commercial industry UW experience, with 3+ years in commercial P & C underwriting experience required
- Demonstrates effective communication with and influencing others
- Insurance industry experience with E&O liability/cyber underwriting experience
- Strong accounting and financial statement analysis experience
- Use of initiative analytical skills
- Well-developed interpersonal, negotiation, and communication skills
- Regular contact with brokers and clients, which require competent technical expertise, negotiation and language skills, initiative and service orientation
9
Skills For Senior Underwriter / Trade Credit Risk Resume
- Previous experience as an Underwriter or equivalent experience
- Communication & relationship building skills
- Possesses a high and extensive level of technical knowledge and skills including product & industry
- Demonstrates strong ability to partner with finance, actuarial, IT and marketing resources
- Insurance industry experience with E&O liability/cyber underwriting experience
- Report complaints effectively in line with the companies complaints procedure
- Strong comprehension and work experience with Microsoft Office Suite
- Manage time effectively to ensure New Business and Mail is handled within published service standards
10
Skills For SC, Senior Underwriter Consultant Resume
- Exceptional analytical skills and the ability to think critically
- Assessment skills and the ability to review information in complete detail
- Good knowledge of English language and demonstrated proficiency
- Good market knowledge and network as well as strong ability to build relationships with producers
- Regular contact with brokers and clients which require competent technical know-how, negotiation- and language skills, initiative and service orientation
- Works effectively within client teams
- Advanced analytical, negotiation and sales/marketing skills
- Strong business and client focus with proven business impact
- Substantial experience in the PI market with specific experience writing UK&I solicitors
List of Typical Responsibilities For a Senior Underwriter Resume
1
Responsibilities For Group Health Senior Underwriter Resume
- Strong financial analysis skills, including experience analyzing and structuring projects
- Effective analytical abilities along with strong multitasking skills
- Strong computer skills in Word and Excel, experience with Power Point would be an asset
- Solid workload management skills with the ability to successfully flex priorities
- Demonstrated experience leading teams and a proven track record in delivering high quality work results
- Demonstrated interpersonal skills in managing and motivating people and teams
- Strong negotiation, influencing and networking skills
- Possesses strong communication and analytical skills to pursue new business and manage a renewal book
2
Responsibilities For Underwriter / Senior Underwriter Resume
- Stay organized in a fast paced and high intensity work environment with the ability to effectively prioritize tasks
- Strong analytical, numeracy and literacy skills
- Detail oriented with strong organizational and verbal communication skills
- Good communication skills in written work and oral presentations
- Organized and strong time management skills
- Operate under the mindset of The Hartford's Behaviors: Deliver Outcomes, Operate as a Team Player, Build Strong Partnerships and Strive for Excellence
- Strong communication, negotiation and organizational skills required
- Maintain expertise with the products, services, priorities and target markets to more effectively enable clients to uncover hidden risks
- Strong tech skills (Microsoft Excel, Word and PowerPoint
3
Responsibilities For Large Group Senior Underwriter Resume
- Strong tech skills
- Strong existing marketing relationships within their assigned territory with experience in production underwriting role
- Strong working knowledge Microsoft Office Product suite, specifically Excel, and experience with managing large data sets with tools such as MS Access
- Working experience with substantial experience gained within the insurance industry
- Experience in working across boundaries; and experience in joint projects ventures with key multilateral and bilateral institutions
4
Responsibilities For Financial Lines Management Liability Senior Underwriter Resume
- Exceptional analytical and problem solving skills, attention to detail and accuracy
- Demonstrated experience with and expert technical knowledge of commercial workers compensation coverage and risk selection, methods and pricing
- Technical knowledge and skills reflective of progression and increasing responsibility
- Wholesale and retail distribution experience with a strong producer following
- Underwriter accounts associated with consolidations; maximizing hit ratio within consolidation opportunities
5
Responsibilities For Commercial Bank Risk-ccb Senior Underwriter Resume
- Prior power generation underwriting experience required with both the US and Latin America markets
- Communicates the required conditions and stipulations effectively
- Underwriting skills an asset
- Computer Skills: Highly proficient with MS Word, Excel, Outlook
- Previous Underwriting experience required, preferably in a managed care environment with both fully insured and self-funded experience
- Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines
- Regular contact with brokers and clients which require competent technical know-how, negotiation and language skills, initiative and service orientation
- Works effectively within client teams – irregular workload, sometimes hectic and with very short response times
- Communicate and work effectively with company re-insurer
6
Responsibilities For Mortgage Senior Underwriter Resume
- Communicate and work effectivelywith company re-insurer
- Possesses an expert level of technical knowledge and skills including product and industry
- Performs effectively under pressure and is detailed oriented
- Interpersonal Savvy - Demonstrated ability to build and maintain strong insured and broker contacts
- Negotiation skills to an advanced level and a solution oriented approach
7
Responsibilities For Underwriting Manager / Senior Underwriter Resume
- Able to work effectively in a matrix environment interactively at all levels within an organisation
- Proven experience of the Product Recall insurance market is essential
- Analyzing project feasibility and conducting analyses of developer experience and financial strength
- Underwriting experience in a high-production environment; increasing levels of responsibility
- Developing strong customer relationships through providing top-notch service
- Coaching of less experienced staff
8
Responsibilities For Senior Underwriter / Credit Analyst Resume
- Coaching of less experienced underwritersRepresents Swiss Re in meetings with clients, brokers, and other Swiss Re Group entities
- Underwriting experience in Cyber & Technology E&O and Architects & Engineers Professional Liability an asset
- Experience in guiding, mentoring and coaching staff on technical and business issues
- Ensures underwriting and structuring decisions reflecting commitment to strong asset quality
- A passion for underwriting, with strong understanding of principles
- Demonstrated high-level understanding of political / sovereign risk guarantee products, and their application in the project and export finance banking fields
- Good understanding of macro and microeconomics with a particular focus on emerging markets
- Strong self starter and fast learner including aptitude for learning internal systems, applications and internal work flow of the department
- Experience in handling internal referrals from junior underwritering colleagues
9
Responsibilities For Senior Underwriter / Trade Credit Risk Resume
- Specific experience with procuring or negotiating representations and warranties insurance on behalf of deal clients is a
- Analyze underwriting and claims experience and driving appropriate responses to identified trends
- Proven track record of developing and maintaining a book of business
- Proven understanding of the importance of balancing business development and asset quality
- Experience with Desktop Underwriter (DU), Loan Prospector (LP) and Government Underwriting System (GUS)
10
Responsibilities For SC, Senior Underwriter Consultant Resume
- Experience underwriting highly technical risks
- Underwriting experience in the Casualty field
- Experience in industrial or commercial real estate underwriting
- Experience with Group Life, AD&D and Disability Underwriting
- Expert with experience based rating techniques and risk assessment
- Underwriting experience ideally in both Professional Risks and General Lines
- Experience in commercial loan underwriting
- Operate at all times within defined authority level and in line with the Company’s underwriting policies, rules and guidelines, and referral requirements
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