Underwriter Senior Resume Sample
Gwen Gutmann
2131 Daugherty Track,
Dallas,
TX
+1 (555) 912 7324
Work Experience
Senior Production Underwriter
04/2018
-
PRESENT
Dallas, TX
- Review and decision credit applications while meeting call back time goals
- Follow non-prime segment purchase policies and procedures
- Participate in customer and committee meetings to provide credit perspective, expert analytical counsel, and solutions that adhere to the bank’s credit policies. Independently confirm risk ratings for an array of loan types
- Underwrites according to current credit underwriting criteria outlined in the Bank’s Lending Policies and Procedures
- Spread financial statements using Moody’s
- Underwrite HomeStreet’s construction loans as needed. Underwrite loan renewal and modification requests
- Prepare comprehensive Underwriting Analysis for Department and Credit Administration consideration on new builder/ developer borrower requests and renewals/modifications of existing builder/developer borrower requests
Senior Casualty Underwriter
01/2014
-
10/2017
New York, NY
- Complete a construction budget analysis
- Complete accurate and timely market analysis
- Review and analyze financial and credit documentation for complex entity structures
- Review and analyze borrower credit documentation to complete comprehensive credit analysis
- Spread financial statements using Moody's Financial Analysis
- Perform ongoing review and analysis of builder/developer financial information for covenant compliance and continuing credit support, making recommendations as appropriate
- Monitor financial files for necessary updating and additional information
- Underwrite individual construction and project loans with an emphasis on project viability and adherence to bank approved policies and procedures
- Review preliminary construction loan request with Loan Officer, Underwriting and Lending Director Manager and assists as necessary with pre-flights. Ability to set loan parameters without assistance
Senior Construction Underwriter
01/2008
-
10/2013
San Francisco, CA
- Prepare loan recommendations on complex loan transactions
- Present loan recommendations to Department Manager or Loan Committee for approval
- Review and analyze all third party items including appraisals, environmental, soils, and engineering reports and any supplemental information to such reports. Determine whether additional or more detailed documentation is necessary
- Complete review of cash flow and project feasibility analysis for most complex projects
- Exhibit the company’s core values of integrity, candor, ownership, working together and doing the right thing
- Washington State driver’s license and proof of auto insurance required. Position involves limited travel
- Insurance Personal Lines Underwriting
Education
Wheeling Jesuit University
2002 - 2007
Bachelor's Degree in Business
Professional Skills
- Able to effectively and positively influence others; strong negotiation skills
- Excellent problem solving/decision making skills with the ability to influence others
- Validated sales acumen, marketing, communication, and negotiation skills
- Strong communication, interpersonal skills with high team spirit
- Excellent business development/customer engagement skills with the ability to influence key contacts in the marketplace
- Excellent technical and business development skills
- Strong interpersonal skills and ability to collaboratively work with local financial lines team
How to write Underwriter Senior Resume
Underwriter Senior role is responsible for analytical, interpersonal, negotiation, business, software, relationship, underwriting, insurance, credit, compensation.
To write great resume for underwriter senior job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Underwriter Senior Resume
The section contact information is important in your underwriter senior resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Underwriter Senior Resume
The section work experience is an essential part of your underwriter senior resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous underwriter senior responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular underwriter senior position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Underwriter Senior resume experience can include:
- Demonstrated negotiation and pricing skills, and a strong commitment to honesty, integrity and unwavering business ethics
- Strong credit research and data gathering skills
- Solid customer service and relationship building skills
- Strong account management and analytical skills
- Effectively analyze SEC filings, Industry Research, Accounting due diligence, project related cash flows and/or personal cash flows
- Highly developed communication skills including both written and verbal communications
Education on an Underwriter Senior Resume
Make sure to make education a priority on your underwriter senior resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your underwriter senior experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Underwriter Senior Resume
When listing skills on your underwriter senior resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical underwriter senior skills:
- Automation Platform Skills - Strong automation skills, including: rating systems/platform, Word, Excel, Outlook, etc
- Commercial lines underwriting experience, with risk evaluation skills and solid insurance contract knowledge
- Strong technical multi-line underwriting skills; strong knowledge of Property/Casualty and Workers' Compensation business and products
- Sound communication skills – including written and presentation skills
- Strong technical /analytical underwriting skills including pricing , wordings and ERM assessment
- Deep experience in underwriting applicable lines of business demonstrated by prior success in building a profitable book of business in those lines
List of Typical Experience For an Underwriter Senior Resume
1
Experience For Senior Production Underwriter Resume
- Exceptional mathematical skills as well as written and oral communication skills
- Strong negotiations skills, and demonstrating leadership and influence capabilities
- Effective group presentation and communication skills
- Strong organizational & self-management skills. Able to work well both independently & as a team member
- Strong computer skills and knowledge of software applications
- Good MS Word, MS Excel and MS PowerPoint skills
2
Experience For Senior Casualty Underwriter Resume
- Demonstrated ability to conduct effective training by creating and delivering professional presentations
- Good ability to prioritize and be administrative savvy
- Meet important deadlines and perform effectively under pressure
- Utilize data skills such as Excel/pivot table applications
- Extraordinary interpersonal relationship skills with a service alignment for both internal and external customers
- Well-tuned communication skills in order to articulate technical issues and influence key contacts in the marketplace
- Experience in UW, sales, (re)insurance R&D, or any relevant function in the Insurance/Reinsurance industry.Experience in Casualty is an advantage
- Well-developed interpersonal, negotiation and communication skills
- Assists as needed in the training, mentoring and development of new or less experienced underwriting personnel
3
Experience For Senior Surety Underwriter Resume
- Bond underwriting experience with the ability to handle technical underwriting
- Have a strong network with surety clients and brokers
- Commercial lines property and casualty experience
- Interact successfully with customers to build and maintain good business relationships
- Experience rate Life, STD, and LTD lines of coverage
- Conduct educational sessions for agents and fellow employees. Mentor less experienced team members
4
Experience For Senior Construction Underwriter Resume
- Five years underwriting experience of Inland Marine with authority
- Rapidly evaluate, prioritize and select submissions to be underwritten
- Develop strong, long term relationships with brokers and clients to profitably grow a book of business
- Typically requires 7+ years of surety/bond underwriting experience
- Strong knowledge of profitability trends and individual book of business
- Experience in umbrella coverage is required. #CB
5
Experience For Senior Workers Compensation Underwriter Resume
- Demonstrates capability in developing solutions to basic credit related issues
- WC underwriting experience
- Experience as an underwriter with lending authority
- Multi - line underwriting experience
- Middle market account underwriting experience
6
Experience For Senior Underwriter Financial Institutions Resume
- Commercial or field underwriting or related experience
- Casualty underwriting experience with an emphasis in construction
- Established broker relationships in the Wholesale space and experience working with private and public accounts
- Multi-line underwriting experience with an emphasis in core middle markets
- A Proven track record of successful underwriting in General Liability, Lead Umbrella and Excess lines of large to upper middle market Canadian Corporates
- Strong technical underwriting background and customer focus mindset
- Underwriting experience
7
Experience For Senior Regional Accounts Underwriter Resume
- Strong retail broker relationships
- Strong broker relationships in the East
- Experience with Middle Markets/all lines of business
- Strong Broker relationships in assigned territory. (Wisconsin)
- Strong knowledge and practice of Property, General Liability, Workers Compensation and Automobile lines of business
8
Experience For Senior Private Bank Underwriter, Commercial Resume
- Six (6) or more years of commercial loan and/or credit analysis and/or loan review experience
- Knowledge and ability to coach and guide less experienced underwriters in own team and wider teams
- Fluency in English. Bilingual in French would be a strong asset
- More than 10 years general insurance experience
- Commercial Insurance Company, Agency or Brokerage experience
- Action oriented, demonstrates a drive to succeed in the marketplace
- Generating, underwriting and analyzing political risk and multi-buyer credit risks
- Generating, underwriting and analyzing single obligor credit and political risks
9
Experience For Senior SBA Underwriter Resume
- Working under minimal direction, underwrite and analyse new and renewal business within delegated authority levels of highly complex assignments
- Participating on special projects and key initiative teams
- Working knowledge of a range of standard computer software, e.g. Microsoft Office, email and ability to utilise same to enhance services
- Support overall yacht underwriting process including quoting new business, issuance of new business and endorsing existing business
- Broker engagement in managing existing relationships and developing relationships new to AIG FL via day-to-day underwriting
- Assist Marketing Department in achieving and relaying Company goals and new products or procedures internally and by brokerage visitation
- Assist in creating and delivering training
- Leads in the development of training and communication materials and providing training as necessary for staff and external customers
10
Experience For Senior Commercial Lending Underwriter Resume
- Recommends and leads in implementing new / revised policy language, pricing methodologies,underwriting procedures and eligibility
- Hard working individual, willing to focus and commit
- Dedication to meeting objectives and achieving long-term goals
- Provides support for Department Management in preparation of reporting required by other departments/regulators including Credit Administration among others
- Selects profitable risks by identifying and analyzing risk exposures against coverage desired
List of Typical Skills For an Underwriter Senior Resume
1
Skills For Senior Production Underwriter Resume
- Strong interpersonal skills and ability to collaboratively work on a global basis
- Strong commercial or agribusiness underwriting experience, including field exposure
- Proven relevant underwriting experience at a senior level dealing with brokers and customers and their requirements
- Quickly assume responsibility/ownership and effectively manage an allocation of existing cases within the portfolio
- Communicate broad policy on indemnities, bond wordings, contract conditions etc to clients, brokers and other parties accurately and effectively
- Deals with enquiries promptly and effectively
- Substantial experience gained within the insurance industry and a proven lead Underwriter
2
Skills For Senior Casualty Underwriter Resume
- A high level of numeracy, analytical and literacy skills
- Strong ability to drive effective partnerships and deliver outcomes to execute the territory and national strategy and achieve related objectives
- Technical/Functional Skills/Qualifications (Four to eight)
- Developing strong relationships with brokers and clients to grow the underwriter’s book of trade credit business
- Strong technical knowledge in relation to negotiating and managing M&A transactions (with a focus on corporate structuring and private equity transactions)
- Dealer Financial Services including Underwriting or 7 years of Indirect Underwriting experience
- Demonstrates independent decision making while recognizing and accounting for anticipated consequences
- Experience of being responsible for own underwriting caseload within a regulatory environment, following due process and within set authority limits
3
Skills For Senior Surety Underwriter Resume
- Product development experience – including policy wording drafting
- Act as a role model within the team providing coaching and mentoring to less experienced colleagues within your team and the wider region to improve capability
- At least five years' experience in underwriting Umbrella/Excess business, which includes knowledge of auto and general liability underwriting
- Public speaking and/or experience training large or small groups
- Strong technical aptitude working with database systems (RTM, RTG, Microsoft office including – Powerpoint, Excel, Word, etc)
4
Skills For Senior Construction Underwriter Resume
- Experience in working & partnering with a sales force in support of profitable P&C growth
- Strong technical knowledge of commercial underwriting in a multi-line SME role, including Property and Liability lines
- Related lending experience
- M&A practicing experience
- Excellent to Expert Knowledge of Personal and Commercial lending policies and practices, as well as Bank loan policies and procedures
- Strong proficiency with interpreting data, detailed large claims reports, case management notes, incurred/paid lag triangle reports
- Solid knowledge base of treatment modalities and cost implications by diagnosis for future risk potential of ongoing and/or high cost claims
5
Skills For Senior Workers Compensation Underwriter Resume
- Builders Risk and large property underwriting experience
- Builders Risk and large property underwriting experience with emphasis on Energy segment
- Account Executive/ Underwriting experience required
- Life Insurance Underwriting Experience is Mandatory
- Experience Evaluating Risk for New Business Policies
- Ten or more years of underwriting experience
- Technology, cyber and media liability underwriting experience
6
Skills For Senior Underwriter Financial Institutions Resume
- Large accounts construction underwriting experience
- Knowledge and experience of underwriting Engineers , lawyers, accountants, tech E&O and miscellaneous professions
- Experience underwriting surety commercial or contract bonds
- A valid driver’s license and satisfactory driving record are required
- Casualty underwriting experience
- Operate within established underwriting guidelines and profitability targets
- Experience in FL open market and facility business underwriting
- Strong working knowledge of US Casualty lines of business in the High Net Worth space
7
Skills For Senior Regional Accounts Underwriter Resume
- Can describe the company's experiences and practices and associated legal ramifications
- Solid business insight and results orientation
- Knowledge and ability to coach & guide less experienced underwriters in own and wider teams
- Experience at a leading lending or surety institution with relevant product knowledge Understanding of surety market conditions
- Co-ordinates with AEL departmental and Surety administration to ensure effective processing
- Demonstrated ability to develop & maintain customer relationships
- Specific experience with insurance sector or other financial institutions
- Strong knowledge of legal and regulatory requirements as well as technical proficiency on wordings
- Effective management of time
8
Skills For Senior Private Bank Underwriter, Commercial Resume
- Effective relationships internally (CRM, Profit Centre etc)
- Liaise closely with other insurance risk and credit underwriters and credit committees to obtain appropriate approvals and validate structures
- Conduct background research on the parties to a particular transaction and the industries in which they operate
- We keep engaged with our partners to drive the end-customer experience and a meaningful partnership within the portfolio
- Excellent to Expert knowledge of business financial statements
- Excellent ability to structure credit requests in a concise and coherent manner to facilitate credit approval
- Large Casualty – Construction Experience
9
Skills For Senior SBA Underwriter Resume
- Strong proficiency with Microsoft Office (especially Excel)
- Strong knowledge of Excess Casualty and Umbrella lines of business
- Experience with Loss Sensitive Accounts
- Strong broker partner relationships in New England & Upstate New York
- Strong ability to analyze company financials
- Develop strong relationships with brokers, TPA's and other partners
- Working with underwriting managers in furthering the XL Catlin and achieving business’ financial plan
- Working knowledge of laws affecting the health insurance industry in general and self-funding in particular (HIPAA, MHPA, PPACA, ERISA, etc)
- Approving transactions within own underwriting authority or prepare transaction referrals when capacity required is beyond own underwriting authority
10
Skills For Senior Commercial Lending Underwriter Resume
- Contributing towards the planning and execution of marketing/development initiatives
- Achieving agreed production targets by establishing strategic marketing objectives and action plans with key broker partners
- Understanding of life insurance lending is an asset
- Underwriting of existing accounts, renewal strategy formulation and execution
- Developing/maintaining long term relationships with a select group of brokers and clients
- Working within limits and authorities on assignments of varying degrees of complexity
List of Typical Responsibilities For an Underwriter Senior Resume
1
Responsibilities For Senior Production Underwriter Resume
- Review and evaluate credit requests, making credit decisions using the Company’s Policies and Procedures, as well as the credit evaluation system, for all RFCS programs
- Communicate credit decisions to external and/or internal customers in fast paced, high volume environment, while developing and maintaining good rapport with respective customers by providing superior service
- Proven success in establishing strong working relationships with financial representatives within an assigned territory
- Experience with Commercial Crime, and ideally also experience with underwriting Government Entities and Labor Organizations
- Effectively communicate findings to Business Development Officers, Underwriters and senior management
- Demonstrate experience in broker / client presentations
- Proven ability to develop business results and build internal and external relationships
- A proven team player with a drive to succeed
- Experience preferably underwriting cases 1000+ lives
2
Responsibilities For Senior Casualty Underwriter Resume
- Demonstrates a continuous improvement mindset
- Strong product knowledge in AIG Corporate Guard and Private Edge or market competitor equivalent
- Proven track record in new business production
- Private Pleasure Yacht/Marine Insurance related experience
- Breadth and depth of experience across a range of businesses, products or types of customer
- Originating, leading and underwriting surety transactions
3
Responsibilities For Senior Surety Underwriter Resume
- Trading and negotiating on allocated cases or deals to deliver the best result for the business and our customers
- Planning & executing the growth strategy of the business
- Underwriting analysis and quotation of new business prospects to company guidelines
- Representing Swiss Re Corporate Solutions Canada, have regular contact with brokers and clients involving our Casualty lines of business
- Building and sustaining a Casualty book of business through new business and renewal opportunities
- Supporting multiline Canada sales planning and execution with the sales team
- Negotiating final terms & conditions with the broker in line with the business plan and corporate guidelines requirements
4
Responsibilities For Senior Construction Underwriter Resume
- Contributing to the operational needs of the Team - individual and divisional
- Provide technical expertise to the Underwriting department in determining rate and product changes and during Product Line Reviews.
- Provides training and orientation to new associates in regards to the Bank’s Business Banking loan programs and lending processes
- High level understanding of relevant software and tools, able to interpret the results of risk profiling & pricing systems
- Self motivation and an eagerness to seek challenges by exploring as well as expanding the boundaries of existing business and transaction models
- Manage client data in the Factorlink system, ensuring correct groupings and appropriate coding
5
Responsibilities For Senior Workers Compensation Underwriter Resume
- Train territory staff and clients on underwriting appetite and protocols in conjunction with corporate training guidelines
- Apply underwriting judgment to pricing model results to generate a technical price range, suggested coverage terms/conditions
- Assists in managing past due and maturing loans in a timely and competent manner
- Market screening and the definition of appropriate strategies, policies and underwriting guidance
- In-depth knowledge of Underwriting and regulatory guidelines within Property / Casualty Underwriting
6
Responsibilities For Senior Underwriter Financial Institutions Resume
- Successful track record in building / growing a sustainable portfolio
- Customer Knowledge – Understands customer requirements and can work within the Aviva operating principles and trading guidelines
- Take ownership of the monitoring of live trade transactions including structural changes, endorsements and renewals particularly on credit analysis and changes
- Negotiate terms and conditions of coverage including pricing on renewals, new business quotes and other midterm requests with brokers
- Assists with the monitoring of the loan portfolio by managing the work in process to complete annual reviews and renewals in a timely manner
- Accountable for education and training of agents on systems, products and rating
7
Responsibilities For Senior Regional Accounts Underwriter Resume
- Extremely proficient in drafting of legal and commercial documents; understanding complex corporate M&A transactions
- Can discuss various costs and considerations of monitoring and adhering to legal requirements
- Extensive underwriting knowledge following due process and within set authority limits
- Review and disposition credit decisions inside and outside system recommendations using grid and bureau information
- Highly developed knowledge and understanding of healthcare payers, health plan administration, and medical service providers
- Advanced knowledge of Medical Underwriting practices and principles
8
Responsibilities For Senior Private Bank Underwriter, Commercial Resume
- Internal and External Sales and marketing presentations
- Occasional involvement in Claim coverage disputes or legal matters relating to policy decisions
- Share your expertise with us and actively participate in knowledge building activities
- Support of team through referral process and provision of training
- Support of AIG new business development via cross-class pipeline origination, targeting and conversion
9
Responsibilities For Senior SBA Underwriter Resume
- Ensure technical price ranges, alternative structure options and suggested coverage terms/conditions adhere to filed rating plans & guidelines
- Working in the marine insurance industry
- Serves as a contact and technical resource on underwriting policies, guidelines, processes and systems
- Provides underwriting management guidance for program administrators/agents/brokers/producers
- Maintains oversight of others’ compliance in accordance with company guidelines for underwriting eligibility, premium determination and policy forms
- Uses independent judgment for pricing business in accordance with company guidelines
- Conduct cost/benefit analysis before proposing changes
- Contributes to the creation of/maintenance of underwriting guidelines through collaboration with product team
- Trusted advisor to agency viewed as a solution provider due to technical knowledge, underwriting acumen and service
10
Responsibilities For Senior Commercial Lending Underwriter Resume
- Position the sale by creating solutions for the insured
- Coordinates with the Relationship Manager(s) and the client to safeguard required financial reporting is submitted in a timely manner
- Establish and maintain agency relationships and able to assist in leveraging business opportunities for other divisions
- Comfortable working independently but also a team player
- Prepared and willing to fill the described role with perspective to grow in accordance with development and success of the division
- Function successfully in a fast-paced, team environment requiring a high level of customer service and responsiveness
- BA/BS in a related field such as finance, mathematics, or accounting
- In-depth knowledge of the multi-line P &C Underwriting in the Dallas marketplace
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