Credit Manager Resume Sample
Wade Grimes
865 Patrick Fork,
Dallas,
TX
+1 (555) 752 3977
Work Experience
Credit Manager
04/2017
-
PRESENT
San Francisco, CA
- To do Account Fulfillment and pre and post disbursal service to existing and new to bank customers
- To review the mortgage portfolio on a regular basis & support collections on specific loans
- To ensure adequate controls for creation of equitable mortgage for each such account
- To ensure adequate checks on count of such documents and validate title of each loan by call back of title exercise
- To travel to any other location in the Region or in the country at a short notice and perform roles similar to existing roles
- To ensure updation of title papers in the Home System
- Makes recommendations regarding the Bank’s product and market coverage in collaboration with research, product development, marketing, pricing, and operational activities
- Manage Business Banking lending, underwriting and portfolio management activities with the region
Assistant Credit Manager
10/2014
-
10/2016
Boston, MA
- Ensures customer responsiveness, minimized credit quality costs, maintaining and monitoring profitable credit exposures and maximized contribution to economic profit
- Ensure activities support established business plans while meeting Company business development and relationship expansion objectives
- Driving the effective use of customer insight to build a better understanding of client needs, ensuring we take full advantage of HSBC’s strong market position
- Customers / Stakeholders
- Driving the effective use of customer insight to build a better understanding of customer needs, ensuring we take full advantage of HSBC’s strong market position to acquire quality business from our competitors
- Effective dialogue with all stakeholders across CMB and the Group
- Enhance the bank’s image in the marketplace to build key relationships with third parties and establish HSBC as the “International SME Bank.”
Senior Credit Manager
11/2010
-
08/2014
Philadelphia, PA
- Proactively work with Specialty Finance Team to build SBA business
- Manage Assigned Group Initiatives
- Manages, Coaches and develops SBA Eligibility Officers on all aspects of SBA eligibility reviews. Develops overall performance objectives for SBA EOs
- Develop and Maintain positive relationships with Business Loan Center Management
- Develop and Maintain positive relationships with external partners including the SBA and CDCs
- Manage to production levels, turn times and track appropriate customer follow up
- Responsible for Quality reviews of loans and adherence to SBA policy
Education
Friends University
2005 - 2009
Bachelor's Degree in Finance
Professional Skills
- Strong computer skills – SAP, Office with a strong focus on Excel. Strong reporting and analytical skills
- Excellent communications and presentation skills, as well as superb inter-personal skills, including your negotiation and persuasive skills
- Demonstrates strong problem-solving and negotiation skills to ensure prompt resolution of issues
- Strong Leadership abilities and Excellent people Management skills
- Excellent organisational skills with the ability to prioritise, plan and adapt against competing timescales
- Strong interpersonal and communication skills with a proven ability to build and manage relationships with internal and external contacts
- Demonstrate strong communication, organizational and research skills
How to write Credit Manager Resume
Credit Manager role is responsible for credit, interpersonal, analytical, negotiation, organizational, business, customer, leadership, computer, financial.
To write great resume for credit manager job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Credit Manager Resume
The section contact information is important in your credit manager resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Credit Manager Resume
The section work experience is an essential part of your credit manager resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous credit manager responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular credit manager position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Credit Manager resume experience can include:
- Excellent interpersonal skills to work effectively with multi-functions
- Strong interpersonal and communication skills with a proven ability to influence decision-making at senior levels
- Excellent written and verbal communication skills with strong business acumen
- Excellent organizational skills, strong attention to detail and the ability to work in a fast paced environment
- Strong financial analysis and at the same time diligent person is required, someone who has good communication skills both intern
- Strong cash flow modelling skills and ability to design portfolios and monitoring
Education on a Credit Manager Resume
Make sure to make education a priority on your credit manager resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your credit manager experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Credit Manager Resume
When listing skills on your credit manager resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical credit manager skills:
- Demonstrate strong analytical, problem solving, reconciliation and decision-making skills
- Demonstrated excellent credit underwriting and administration skills
- Native Chinese speaking with good communication skills and good command of English
- Able to demonstrate effective people management skills within a large, well established team
- Strong interpersonal skills, including coaching capability, teaching and ability to create a vibrant, productive working environment
- Work under pressure & excellent problem solving & decision making skills
List of Typical Experience For a Credit Manager Resume
1
Experience For Assistant Credit Manager Resume
- Excellent negotiating skills; strong leadership skills
- Strong credit and analytical skills with ability to work independently. Good communication and interpersonal skills
- Good technical skills, including experience with Salesforce, Word, Excel, PowerPoint and Outlook
- Skills & Experience – 1-2 years experience
- Excellent leadership and stakeholder management skills, with proven ability to meet customer needs
2
Experience For Regional Credit Manager Resume
- Strong verbal and written communication and organizational skills, especially when declining credit opportunities
- Strong math skills and ability to reconcile accounting data
- Strong audit background, problem solving and customer service skills
- Empathetic, good listening skills
- Good judgment, problem solving skills, and ability to see the "big picture."
3
Experience For Senior Credit Manager Resume
- Strong negotiation skills, balancing financial risk & sales reward,
- Strong verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans
- Strong. written & oral communication skills; ability to always maintain a professional and pleasant demeanor
- Strong communication & interpersonal skills to protect company interests
- Strong communication skills, including PowerPoint presentations
- Partners effectively with Trading, Sales and other internal departments as needed to ensure effective and accurate communication of bulk customer status
- Strong and adaptive leadership skills, cultural awareness, result orientation, critical thinking, integrity
4
Experience For Area Credit Manager Resume
- Strong computer skills with advanced knowledge in Excel
- Strategic thinker with strong attention to detail and organizational skills
- EXCELLENT CUSTOMER SERVICE & INTERPERSONAL SKILLS!
- Excellent interpersonal skills and ability to deal positively with conflict
- Effectively manage & upskill the credit teams along with allocation of workload
5
Experience For District Credit Manager Resume
- Strong negotiation skills – in customer or vendor situations
- Strong Office computer skills including Excel and database management
- Strong verbal, written communication skills in English and Cantonese
- Strong analytical & communication skills (written & verbal)
- Self-confident, strong communication skills and inquisitive
6
Experience For Credit Manager Monark Premium Appliances Resume
- Solid written/verbal communication, presentation and negotiation skills
- Solid dispute resolution skills, including the ability to influence and negotiate in challenging situations
- Excellent communication skills in dealing with internal and external customers and business partners
- Strong leadership skills with ability to inspire and coach team members
- Demonstrated managerial and communication skills
- Effectively work as part of a fast-paced, highly motivated team with strong attention to detail within a dynamic environment
- Solid Microsoft Office skills (Word & Excel) V-lookup and Pivot tables (Macros a+)
- Strong computer skills - with Microsoft Office - Word and Excel
7
Experience For Private Banking Credit Manager Resume
- Strong general IT skills, and advanced Excel capability
- Strong computer skills - Word, Excel, PowerPoint, Great Plains
- Excellent functional proficiency skills i.e. Excel, SAP, ARC, Word, Outlook
- Strong communication skills, both written and verbal with ability to adapt communication style when required
- Strong communication and telephone skills required
8
Experience For Credit Manager Nemea / MEA Resume
- Extensive face-to-face interaction with strong communication skills, written and verbal
- Strong skills in managing cross-functional and/or divisional projects
- Strong desire to enhance your commercial credit expertise and develop leadership skills,
- Strong Windows PC skills
- Demonstrates strong knowledge of all the Bank’s lending and cash management products including ACH risk
- Credit Assessment, Structuring and Sanctioning Skills
- In hotel accounting or auditing experience or an equivalent combination of education and work-related experience
- Proven ability to manage and prioritise requests working to tight timescales whilst maintaining quality
9
Experience For CRA Credit Manager Resume
- Transfer knowledge and skills through training
- Be able to effectively communicate verbally and in writing
- Commercial credit underwriting experience and prior credit approval authority
- Strong communication and relationship building experience
- Read and interpret deteriorating debt along with macro and micro analytical skills is essential
10
Experience For SBA Credit Manager Resume
- Well-developed ability to review underwriting documents and effectively provide meaningful feedback
- Experience of financial statements or ability to quickly build a good understanding
- Multi-task and possess problem-solving skills
- Work effectively in a team and process-based environment, driving for continuous improvement
- Preferable additional language skills, one of those: Swedish, Dutch, Spanish, Portuguese
- Demonstrate the ability to build strong relationships with colleagues and clients whilst negotiating appropriate risk acceptable frameworks and structures
List of Typical Skills For a Credit Manager Resume
1
Skills For Assistant Credit Manager Resume
- Solid experience technical accounting skills and knowledge of accounting standard
- Excellent technical credit skills combined with a strong business and industry specific awareness
- Strong planning, organization and decision-making skills
- Proven experience managing the balance between risk and customer experience
- Possess strong reporting/analytical skills
- Excellent interpersonal relationship and people management skills
2
Skills For Regional Credit Manager Resume
- Good in spoken and written English and interpersonal skills
- Prior experience in credit operations would be a strong advantage
- Ensuring team is properly staffed with required skills, training, and tools
- Experience adjudicating/underwriting experience, having held credit limits in a previous role
- Demonstrable experience of working within a large complex organisationExperience of developing high performing teams
3
Skills For Senior Credit Manager Resume
- Experience in analysing financials and preparing credit evaluation reports. Experience in working for global audience
- Experience adjudicating/underwriting experience, and has held credit limits in a previous role
- Demonstrated experience in working with small business owners in the extension of credit in the wholesale building supply industry
- Commercial lending experience preferably agricultural lending and/or trade finance experience with approval authority
- Regularly takes strengths and weaknesses, as well as skills, into account when organising teams
- Utilizes variety of interpersonal styles and communication methods to effectively adapt to varying work structures, processes, or cultures
- Frequently seeks / acquires new skills and actively participates in training activities
- Experience in credit risk management, with significant experience exercising credit authority
- Experience and a proven track record in the successful delivery of cross border credit management function
4
Skills For Area Credit Manager Resume
- Expert analytical and problem resolution skills
- Good negotiation and human skill
- Effectively and persuasively communicate with employees at all levels of the business
- Solid understanding of deal structures, Credit Analysis and Risk taking with a focus on making a deal happen
- Experience analyzing and underwriting emerging market banks
5
Skills For District Credit Manager Resume
- Experience of managing credit in an evolving high pressure environment
- Has a good understanding of Asset Finance and structuring transactions within a clear risk appetite
- Two years' experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising
- Experience coaching and developing others, informally or formally
- Maintain strong communications with guests and meeting planners to resolve any disputes and billing discrepancies
6
Skills For Credit Manager Monark Premium Appliances Resume
- Experience of holding an individual delegated authority and using it to approve transactions
- Experience of working within an Asset Based Lending environment
- Experience working in Leasing or Rentals environment
- Previous experience in identifying and implementing O2C process improvements
- Skilled in negotiating during face to face meetings
- Relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)
- Not less than 15 years of relevant experience in credit and marketing in corporate banking and corporate real estate
7
Skills For Private Banking Credit Manager Resume
- Relevant experience in Credit underwriting Retail Asset Banking
- Experience guiding and directing teams and special projects
- Experience reviewing and approving credit
- Experience working in a financial institution in an energy risk role (credit trained)
- Strong working knowledge of credit and collection
8
Skills For Credit Manager Nemea / MEA Resume
- Experience gained working for an international commercial organisation or financial services sector in a similar credit and/or risk role
- Preferably a Chartered Accountant / MBA with 1-2 years of underwriting/policy experience
- Working experience in the related field with exposure in the hotel industry
- Strong desire to succeed in a challenging environment
- Establish and maintain strong working relations with the sales team and customers
- Able to demonstrate an understanding of procedures related to legal action & insolvency
9
Skills For CRA Credit Manager Resume
- Provide leadership and guidance to less experienced analysts; coach and mentor as appropriate with potential for having direct reports assigned in the future
- Experience in Credit Card Processing software, SAP, and Excel
- Demonstrate leadership and impact the business
- Builds effective teams that involve organisation-wide capability
- Provides empowering opportunities for managers based on experience and trust. Provides an appropriate level of support and encouragement
- A driver of change and experienced in managing it (and be able to manage others to adapt quickly to it)
10
Skills For SBA Credit Manager Resume
- Strong attention to detail and track record of analyzing complex financial information and contractual arrangements
- Practical experience, in addition to the above educational background required
- Demonstrate courage and confidence to win
- Is known to be reliable and demonstrates a conscientious approach to work
- Experience at the senior account manager and/or MCS level in the NREG would be an asset
List of Typical Responsibilities For a Credit Manager Resume
1
Responsibilities For Assistant Credit Manager Resume
- Demonstrates solid decision-making, always using good logic
- Three to five years related experience and/or training; or equivalent combination of education and experience. Strong credit/collection background is required
- Strong analytical & problem-solving skills. Ability to identify root cause issues and suggest resolution
- Proven sound commercial business lending assessment skills with capacity to influence and mentor
- Salary of £60,000 - £90,000 depending on skills, experience and qualifications
- Strong problem solving, interpersonal, conflict resolution, negotiation skills
- A passion for business development solutions and a strong analytic and problem solving skills
2
Responsibilities For Regional Credit Manager Resume
- Demonstrated experience training others in credit, finance and/or accounting roles
- Educate staff on credit management, train staff on financing programs and provide instruction on loan servicing and collection skills
- Proven experience managing an outsourced service provider
- Reviews delinquent account records to determine that customers are being effectively contacted for collection of overdue accounts
- Strong initiative, strong intellect, adaptable and innovative – producing a practical and pragmatic approach
- Utilise and review external credit checking facilities effectively
- Credit experience in the natural gas industry, including experience in valuation of derivative transactions
3
Responsibilities For Senior Credit Manager Resume
- Related experience and/or training; or equivalent combination of education and experience
- Experience in an A/R and B2B collections role with at least 1 year of supervisory experience
- Planning and leading daily huddles, biweekly coaching sessions and monthly skill building sessions
- Forging strong working relationships and managing/developing your team
- Driving excellence on reporting and good practice throughout credit function
- Interacting with Senior Sales Management, Logistics Management and Finance Management to ensure effective order to cash process
- Accounting experience related to Credit and Collections
- Having a very good Credit knowledge, Legal and Regulatory knowledge and Investigation knowledge
- Working in dynamic environment for innovative company with strong position on the worldwide
4
Responsibilities For Area Credit Manager Resume
- Full understanding of all execution and monitoring steps of a deal and experience managing some or all of those components
- Experience in underwriting and decisioning mid to large ticket transactions including full financial analysis
- Demonstrated ability to manage professional level managers and team members, including training, development, coaching
- Experience using D&B, EDGAR and/or other significant credit/finance reporting resources
- Proven record of partnering with internal process stakeholders to expedite issue resolution and facilitate decision making
5
Responsibilities For District Credit Manager Resume
- Good working knowledge of operating in a client services environment
- : Two years' experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising
- Experience with auto-decisioning and other underwriting models
- Experience analyzing financial data and forming an opinion
- Experience in accounting, auditing, credit/risk management or similar function
- Combined experience within the leasing, credit, documentation, pricing or syndications functions
- Strong working knowledge of lease structuring, documentation and the Uniform Commercial Code
- Finance / banking experience required (including credit authorization and customer service)
6
Responsibilities For Credit Manager Monark Premium Appliances Resume
- Possess relevant tertiary qualifications with experience in counterparty credit risk focusing on non-bank financial institutions, specifically hedge funds
- Experience with ERP systems and MS Office, including Excel
- AS programming and Excel experience or equivalent analytical capability
- Experience managing a team to drive operational excellence
- Experience in handling promotion and rebate matters
7
Responsibilities For Private Banking Credit Manager Resume
- Strong expertise of accounting and finance
- Previous hotel accounting experience and at least 2 years in accounts receivable
- Strong familiarity with accounting and account reconciliation
- Establish and maintain good working relationship with Credit Advisory and act as SME for Credit Risk
- Experience using D&B reports and other credit evaluation tools/resources
8
Responsibilities For Credit Manager Nemea / MEA Resume
- Strong working knowledge of Microsoft products and other analytical systems/tools
- Good understanding of the Bank’s credit culture
- At least five years related working experience in luxury hotels in Finance
- Maintain good communication and working relationships with all hotel areas in both hotels
- Experience managing the corporate credit function with relevant domestic and international exposure required
- Successfully interact with Management, Sales staff, and Operations to encourage growth while providing excellent customer service
9
Responsibilities For CRA Credit Manager Resume
- Experience of leading a team of 10+ people
- Experience working in a busy Office environment - high volume of low value transactions
- Experience working on cross functional teams,
- Experience in credit/banking required
- Experience as a Credit Manager or similar special handling role
- Experience in Credit Process Management and Lending
- Experience managing teams (size 6 people or greater)
- Experience of operating in a start-up environment or new venture would be an advantage
- Good understanding of commercial / sales drivers and requirements
10
Responsibilities For SBA Credit Manager Resume
- Previous knowledge and experience of working within a Credit or Operations team in a finance environment
- Knowledge and experience of working with MSFT Credit Services (WOCS)
- Experience in the online business space, especially advertising
- Demonstrated competency with Oracle 12, Essbase, and other BI reporting tools
- Experience in a supervisory role reviewing staff on a regular basis
- Experienced with working within a student information system (SIS), transfer credit databases and other
- Credit management experience preferably in manufacturing environment
Related to Credit Manager Resume Samples
Credit & Collections Manager Resume Sample
Work Experience
• Valid Driver’s License
• Basic accounting & finance background and/or knowledge
• Manage collection strategies to meet DSO targets for the B/U’s and individual collector territories
• Manage contract’s administration and collection efforts of overdu...
Professional Skills
• Excellent interpersonal skills, written an...
• Very strong Excel skills required, along w...
• Strong customer service attitude and excel...
Credit Portfolio Manager Resume Sample
Work Experience
• Monitors the asset quality and administrative functions of assigned portfolio to identify potential risk areas and address accordingly
• Reviews new customer setup requests for credit approval based on available research information through Dunn & Bradstreet, EDGAR/SEC filings, Bloomberg, Lexis...
Professional Skills
• Experience in analyzing the impact of prop...
• Demonstrated risk budgeting experience. Tr...
• Strong investment grade credit and portfol...
Manager Credit Resume Sample
Work Experience
• Perform quarterly testing of the Exceeds Authority function within CARM by reviewing a selection of credit applications and confirming they have been approved within discretionary lending limits
• Coordinate the preparation of CRRI’s quarterly reporting to the Bank’s Audit & Risk Committee on b...
Professional Skills
• Strong numeracy skills, analytical and pro...
• Excellent time management skills & excelle...
• Demonstrated writing/oral communication an...
Credit Portfolio Group Resume Sample
Work Experience
• The position manages Issuer Fiduciary reporting requirements and ensures the Issuer Fiduciary Head is fully apprised of Issuers’ Fiduciary Business status to present same to the Global Issuers’ Fiduciary Committee
• Deep understanding of business and associated risk (credit and product) in Trade - ...
Professional Skills
• Good basic programming skills – VBA or oth...
• Understand financial accounting, experienc...
• Understand financial accounting, experienc...
VP-credit Resume Sample
Work Experience
• Assist in the Firm’s communication with regulators regarding Credit related issues
• Manage SBA underwriting staff to efficiently review/ structure SBA opportunities and underwrite SBA loan request utilizing their knowledge of Wintrust loan policies, SBA Eligibility requirements and sound credit an...
Professional Skills
• Experience in unsecured lending with focus...
• Work independently with the ability to dev...
• MBA or CFA are required
Loss Mitigation Resume Sample
Work Experience
• Experience: At least 4 years’ of Auto Finance experience, including experience that demonstrates effective customer service skills
• Manage the daily performance, quality adherence and workout production of the Loss Mitigation Underwriting and New Application Setup Team (Staging)
• ...
Professional Skills
• Demonstrates strong reporting and analytic...
• Strong skip-tracing skills and collection ...
• Utilize your excellent listening, oral, an...