Credit Portfolio Group Resume Sample
Gay Wyman
2838 Hegmann Gateway,
Los Angeles,
CA
+1 (555) 103 9747
Work Experience
SVP, Credit & Portfolio Group Manager
04/2018
-
PRESENT
New York, NY
- The position manages Issuer Fiduciary reporting requirements and ensures the Issuer Fiduciary Head is fully apprised of Issuers’ Fiduciary Business status to present same to the Global Issuers’ Fiduciary Committee
- Deep understanding of business and associated risk (credit and product) in Trade - Trade Finance, Trade Services, Export Agency Finance, and Commodities
- Analyze and evaluate Trade Asset Portfolio- devise and direct risk mitigation solutions and actions to minimize the potential of credit and operating losses
- Monitor and mitigate significant high risk/ adversely classified exposures
- Create, update and monitor compliance of product programs and risk acceptance criteria
- Ensure appropriate control environment – work with the Business to ensure a robust control environment, assist the Business with analysis for formal audits/exams and participate in status meetings
- This role has the opportunity for exposure to other industries within the GIandRM organization
- Optimize posted collateral on a daily/weekly basis in order to efficiently meet JPM’s collateral requirements, entailing working with other functional areas in order to meet this objective
Cib-credit Portfolio Group
05/2011
-
12/2017
Houston, TX
- Maintain an understand of current and future regulatory changes and their implications to our business LI-POST
- Plan, define, set, track and manage throughout all the cycle the New Mortgage and Infonavit Portfolios focusing on origination and ECM policies, process design, infrastructure projects, strategy implementation, cross sell campaigns, scoring models and MIS and forecasting
- Maintain a solid understanding of the business financials and key metrics/ drivers
- Manage the portfolio returns, credit quality and the performance of the secured lending portfolios in line with stated benchmarks / hurdles
- Establish and manage the risk appetite framework and appetite of the portfolios. Working in partnership with the business unit, define the target market, determine the business strategy and the set of performance and return metrics that comply with corporate standards and are appropriate to the local operating environment
- Possess a comprehensive understanding of the local operating environment (e.g. market, competition, economy, political, legal, and regulatory) and its impact on the portfolios
- Critical thinking with regards to Root Cause Analysis methodology
- Strong understanding of Citi Credit Policies
- Development of business requirements to implement business policy change request resulting from open issues
Credit & Portfolio Group Mgr / Collections
09/2005
-
03/2011
Detroit, MI
- Develop Test plan to ensure that testing validates intent of business requirements
- Provide weekly detailed reporting with regards to key initiatives
- Responsible for managing multiple open issues that require Compliance/legal approval
- Coordinate remediation plans with the business
- Thorough knowledge of Compliance/Regulatory polices
- Effectively lead forums that enable Risk to demonstrate effective challenge for Risk Management Policy proposals and document approval rational
- Responsible for monthly/quarterly Independent Risk reporting
- Development of dashboards that clearly communicate strategy performance vs. expectations
Education
Ohio University Southern Campus
2001 - 2005
Bachelor's Degree in Business Administration
Professional Skills
- Good basic programming skills – VBA or other - desirable
- Understand financial accounting, experience navigating financial documents and valuation
- Understand financial accounting, experience navigating financial documents and valuations
- Demonstrable experience in trading or trading support role
- Validate the predictability level of each model according to global requirements
- Credit derivative trading experience
- Creating tools to provide insights across the credit life cycle
How to write Credit Portfolio Group Resume
Credit Portfolio Group role is responsible for basic, credit, securities, training, trading, payroll, reporting, research, modeling, programming.
To write great resume for credit portfolio group job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Credit Portfolio Group Resume
The section contact information is important in your credit portfolio group resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Credit Portfolio Group Resume
The section work experience is an essential part of your credit portfolio group resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous credit portfolio group responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular credit portfolio group position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Credit Portfolio Group resume experience can include:
- Managing the market risks which arise from derivative & securities transactions undertaken by the CIB & the Commercial Bank
- Managing some of the market risks which arise from derivative & securities transactions undertaken by the CIB & the Commercial Bank
- To integrate the Scoring Development Annual Plan according to the business needs
- Build and maintain portfolio management user tools, incl. those required to cope with changing regulatory and economic constraints
- Credit curve maintenance and reconciliation (shadow loan pricing)
- Management of credit risk requirements such as policy documentation
Education on a Credit Portfolio Group Resume
Make sure to make education a priority on your credit portfolio group resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your credit portfolio group experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Credit Portfolio Group Resume
When listing skills on your credit portfolio group resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical credit portfolio group skills:
- Relevant experience in credit analysis / financial modeling experience required
- Solid understanding of Citi’s Fiduciary standards and Regulation 9 and the implications, as well as local Fiduciary standards and regulations
- Assessing the impact of new corporate policies and regulatory change
- Credit generalist sought – some background analyzing both corporates and financials is desirable
- Card Sales and Marketing
- Thorough understanding of Consumer Credit Risk and Governance and Control frameworks
List of Typical Skills For a Credit Portfolio Group Resume
1
Skills For Cib-credit Portfolio Group Resume
- Bloomberg/Reuters skills a positive but not required
- Intermediate skills in all Microsoft applications (word,powerpoint, excel, visio,)
- Experience with JPM exposure systems
- Experience in Issuer Fiduciary and Securities Services products front-office with exposure to operations
- Execution of loan sales and derivative hedging strategies
2
Skills For Credit & Portfolio Group Mgr Resume
- Work closely with Loan Operations, Service, Product Managers, Remedial Management, Legal, and Compliance to achieve the business’s objectives
- Balance risk and reward. Willingness to support business growth
- Creates and sustains a network of strong partnerships with the business (relationship and product management), key risk functional partners and other important stakeholders
- Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi’s vision and global strategy
- Champions Progress: Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi’s vision and global strategy
3
Skills For SVP, Credit & Portfolio Group Manager Resume
- Be Adaptable: Remains calm and optimistic under pressure and adapts well to unexpected situations; comfortable dealing with uncertainty; solicits & embraces feedback from others to improve
- Boldness/Courage: Not afraid to make quick decisions with limited info, sets direction and priorities without fear; has the guts to make difficult decisions; takes initiative and publicly
- Curious: Acts with curiosity and takes the initiative to identify problems, offer creative solutions and resolve issues. Willing to take calculated risks, challenges traditional approaches, asks questions; demonstrates an appetite to learn new things
- Collaborator: Strong partnering skills with others including fellow team members, peers, key stake holders; inclusive, values diverse perspectives; builds relationships & connects ideas across silos. Ability to inspire trust, influence others, promote collaboration and motivate
- Determination: Achievement oriented; optimistic about what can be; persistent, resilient to setbacks/ failures; seeks fast-paced environment; a strong bias for action. Sets high standards and achieves performance objectives by creating a clear path toward ethical and sustainable results
- Follow up the development of each model and ensure that new models have the approvals needed to implement them
- Coordinate the implementation of new models with the local technology teams
4
Skills For Credit & Portfolio Group Mgr / Collections Resume
- Provide a direct focal point for the PRA and show the necessary commitment on a topic very close to the Bank of England’s core concerns around financial stability
- Interact with legal counsel with regard to documentation negotiation (ISDA, GMRA) with counterparties and assess the legal environment of Citi’s memberships
- Approve new FMI Memberships and Material Changes in existing FMI’s in EMEA. This includes setting the Membership Risk Rating (MRR) and Obligor Risk Rating (ORR), and preparing loss estimates
- Provide Industry Specialist approvals and maintain credit oversight of Relationship Exposures to all FMI’s and Membership Exposures to Non-Qualifying FMI’s in EMEA
- Knowledge of loan / CDS products and relative value
- Basic knowledge of loan and CDS products
5
Skills For Credit & Portfolio Group Manager Resume
- Current knowledge of loan and CDS products
- Exercise sound judgement under pressure
- Managing the majority of the retained credit risk generated by the client-driven activities of the Corporate and Investment Bank (CIB). This covers a portfolio in excess of $260bn across traditional credit products and credit risk associated with derivative counterparty transactions
- Monitor industry developments and communicate implications for portfolio
- Understand the CDS markets and relative value offered by risk management alternatives
- Develop portfolio management skills with a view to taking on responsibility for the active management of a portfolio of credits as experience and skill set develops
- Managing the retained credit risk generated by the client-driven activities of the Corporate and Investment Bank (CIB). This covers a portfolio in excess of $260bn across traditional credit products and credit risk associated with derivative counterparty transactions
6
Skills For Cib-credit Portfolio Group Differential Discounting Collateral Resume
- Pre- and Post- trade checks
- Analysis/ reconciliation of risk positions
- Review and sign-off of risk and P&L reports
- Communication of market developments to management and other team members
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