Loan Originator Resume Sample
Rosalia Ward
314 Schaefer Unions,
New York,
NY
+1 (555) 412 0455
Work Experience
Senior Loan Originator
05/2016
-
PRESENT
Detroit, MI
- Markets and promotes PrimeLending’s financial products
- Collects and analyzes information regarding the customer’s income, assets, investments or debts
- Evaluates PrimeLending’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances
- Valid driver’s license and current automobile liability insurance
- Quickly assess and process large amounts of data and use of appropriate
- AU software technology
- Participates in formulating and administrating the branches production and recruitment programs
Loan Originator
04/2012
-
01/2016
San Francisco, CA
- Completes all required paperwork and form in a timely and accurate manner
- Understand and articulate the fundamental concepts, practices and procedures associated with multifamily real estate underwriting, valuations, market analysis, and investment analysis
- Bilingual (Spanish-Speaking) is an added benefit
- Maintain contact with past clients to promote Envoy’s products
- Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind
- Quickly assess and process large amounts of data and use of appropriate software technology
- Continue to expand knowledge of issues influencing the industry and the organization
- Valid driver's license and current automobile liability insurance
Loan Originator Assistant
08/2008
-
11/2011
Phoenix, AZ
- Key member in selecting successful candidates
- The development of long range goals and objectives in conjunction with Branch goals set forth by the Branch Manager
- Recruitment, supervision and mentoring of Loan Originators
- Carries out sales strategy to meet regional expectations as determined by the Branch Manager
- Directs assigned sales force, and ensures performance goals are met per the quality standard of the corporation.
- Provides strong communication and support to underwriting, loan originators and customers to clear stipulations as needed
- Solicits, enters data and reviews loans files
- Orders credit reports, appraisals, flood certification and title work
- Creates and maintains loan files
Education
Southwest Minnesota State University
2003 - 2007
Bachelor's Degree in Finance
Professional Skills
- Experience using persuasive, selling communication skills; embrace a solutions-based selling approach
- Strong valuation, analytical and problem solving skills
- Strong communication and sales skills, with the ability to independently source new business and achieve monthly origination goals
- Freedom to stretch the boundaries of your past work experience, learn skills outside of your immediate job description and grow your career
- Strong interpersonal (written and verbal) communication and business relationship skills
- Detail orientation with strong organizational and follow-through skills
- Professional and effective interpersonal skills internal and external training programs, online training, meetings, and seminars/conferences, etc
How to write Loan Originator Resume
Loan Originator role is responsible for training, software, finance, credit, database, mac, compensation, mortgage, reporting, insurance.
To write great resume for loan originator job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Loan Originator Resume
The section contact information is important in your loan originator resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Loan Originator Resume
The section work experience is an essential part of your loan originator resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous loan originator responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular loan originator position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Loan Originator resume experience can include:
- Intermediate to advanced skills in MS Office, primarily Word, Excel and Power Point
- Have customer service and technical skills
- Sales experience working for a bank, brokerage company, investment bank, consulting firm or other lending institution
- A prior track record of success in sourcing and closing small balance loans is helpful but not required
- Recent experience originating loans for all property types including office, retail, multifamily, industrial, and hotels properties
- Originate quality commercial real estate loans by providing the highest levels of customer service. A prior book of business is helpful but not required
Education on a Loan Originator Resume
Make sure to make education a priority on your loan originator resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your loan originator experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Loan Originator Resume
When listing skills on your loan originator resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical loan originator skills:
- Extremely well organized with the ability to effectively multi-task and calmly handle large workload, while maintaining a positive customer-focused attitude
- Active listening skills, with the ability and drive to provide superior service
- Set and achieve loan origination goals through constant refinement of sales skills
- Recent experience within the mortgage industry strongly desired
- Experience within the mortgage industry strongly desired
- Experience of loan origination / sales and service experience
List of Typical Experience For a Loan Originator Resume
1
Experience For Commercial Real Estate Loan Originator Resume
- Creating quote sheets, proposal and loan packages
- Assist processor in clearing underwriting conditions
- Coordinate marketing requests and delivery of materials such as
- Become familiar with Envoy’s process, policies and procedures
- Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all
- Request and gather relevant information/documents from the borrower to complete the
- Collect property information, sponsor financial information and work with borrowers and/or their adviors to prepare loan applications
- Highly driven and focused
2
Experience For Loan Originator Assistant Resume
- Proficient with technology and passionate about the ability of technological innovation to transform the financial services and commercial real estate industries
- The fund’s real estate group invests opportunistically across the capital structure with a focus on middle-market opportunities ($5 - $50mm). The group is seeking an originator to source new investment opportunities
- Investments include loan originations, note purchases, joint ventures, and direct equity investments
- The group is active in markets across the country and invests in most major property types
- The group consists of approximately six individuals spread among the three major components of the investment operation: originator, underwriting & analysis, and asset management
- Monitors overall customer interaction and interfaces with all parties involved on each individual
- Evaluates Supreme Lending’s loan products and services and determines which financial products best meet the customer’s needs and financial circumstances
- Maintains a professional image and adheres to standards consistent with company policies and
3
Experience For Customer Care Center Loan Originator Resume
- Database and pipeline management and creation
- Review of loan documents, surveys, financial statements and leases
- Strong organizational skills, customer service oriented, excellent verbal and written skills, detail oriented, professional demeanor, accurate typing and data entry skills, comfortable learning new technology
- Reach goals for monthly performance standards
- Reach goals for monthly call queue performance standards
4
Experience For Community Loan Originator Resume
- Prepare initial deal review summaries and preliminary loan analysis
- Generate quote sheets and loan applications
- Work with other members of the Basis team to underwrite, close and securitized loans
- Proficiency in Microsoft Office Suite, with a focus on Excel and Word
- Create, cultivate and maintain a local and regional client base for the generation of loan volume
- Create an ongoing and expanding relationship with CBRE and Fannie Mae/Freddie Mac Small Balance Loan deal team members that include underwriters, closing teams, analysts, marketing support and loan servicing personnel
- Work and coordinate with investment sales brokers on CBRE Multifamily listings to improve overall client relationships and transaction efficiencies
- Actively be involved in or a member of local and national commercial real estate organizations such as MBA, CCIM, Apartment Owners Associations, etc
- Work within and foster CBRE RISE principles (Respect, Integrity, Service, Excellence)
5
Experience For Internal Loan Originator Resume
- Distribution of application/instructions and online input of application
- Prepare monthly LO Expense Report and prepare weekly LO Pipeline Report
- Handle inquiries from customers and prospects on mortgage and consumer loans by phone and internet
- Ask discovery questions to determine customer needs
- Calculate loan--to-values, consider credit and debt to income positions as well as compare a variety of products, programs and pricing in order to make appropriate recommendations to customers
- Capitalize routinely on opportunities to cross sell other bank products and services
- Comply with all regulatory and compliance related requirements
- Manage time appropriately each day in order to follow up with customers and contacts as well as meet deadlines consistently
6
Experience For Senior Loan Originator Resume
- Follow schedule as directed each day in order to provide appropriate phone coverage for customers
- Act as the Client’s central point of contact with respect to all loan issues
- Screening of potential loans for the platform, utilizing a sound understanding of SHF’s lending programs and standards to determine if loan opportunities fit one of the lending programs
- Work productively with borrowers (clients), brokers (clients) and internal underwriters, legal/closing professionals, capital market professionals, and senior management to structure and close loans
- Knowledge of CRE lending criteria and overall market requirements, floating rate lending structures, as well as ability to analyze cash flows and real estate business plans
- Assist processor in clearing underwriting conditions as needed and prepare closing binders on diverse loan products including but not limited to Conventional, FHA, RD, etc
- Develop and maintain strong long-term relationships with bankers, brokers, CRE property owners and sponsors, banks, and throughout the CRE loan community
- Provide valuable insights and ideas on how to improve processes and products
- Ready to be an advocate for a consultative origination process – understanding and anticipating borrower needs, and structuring loans from the point of view of solving sponsor’s pain points; AND
7
Experience For Mort Loan Originator Resume
- Work closely with the underwriting team to size, underwrite, negotiate, structure, and price CRE loans; and prepare and present investment packages for internal credit approval
- 3) Consultation – Prequalifies clients to include discussing rates, terms and/or financial options
- Distribution of application and application instructions
- Online input of applications taken
- Maintain contact list for Business Partners
- The employee is occasionally required to stand, walk, climb or balance and stoop, kneel, crouch, or crawl
- Prepare monthly LO Expense Report
8
Experience For Bridge Loan Originator Resume
- Prepare weekly LO Pipeline Reports
- Check, act on where appropriate and clear LO's voicemail daily
- Meet and exceed established department service level agreements.
- Complete knowledge of Envoy’s products, systems and competitive advantages
- Provide company with ability to market for more loan opportunities and increase loan portfolio based upon internal efficiencies
9
Experience For Senior Commercial Real Estate Loan Originator Resume
- Responsible for the preparation of borrower credit analysis, including determination of net worth, liquidity, overall financial strength and acceptability of proposed borrower structure
- Responsible for reviewing rent rolls, operating statements, personal financial statements, due diligence information, market research reports and other third party reports
- Specific vision ability required by this job include close vision
- The employee is occasionally required to stand; walk; climb or balance and stoop, kneel crouch or crawl
- Some nights and weekends, it’s the nature of the industry and we all share in the task
- Competitive package of base pay and stock options
- Generous health, dental and vision coverage for employees and family members, along with commuter pre-tax program
10
Experience For Loan Originator Assistant Unlic Resume
- Chance for your direct input to be realized and put into action
- Autonomy, flexibility and a flat corporate structure
- Entrepreneurial, team oriented culture
- Flat organization structure – all team members are principally involved in transactions
- Desire to grow with the firm and to call it a professional home
- Willingness to be challenged, to learn, work hard, adapt, and to work in a fast-paced, sophisticated, and data- driven environment
List of Typical Skills For a Loan Originator Resume
1
Skills For Commercial Real Estate Loan Originator Resume
- Demonstrated understanding of and exposure to credit analysis, underwriting and commercial real estate lending
- Three years banking experience in community lending
- Proven track record of success in sourcing and closing bridge/transitional loans
- A prior track record of success in sourcing and closing small balance loans
- Commercial Real Estate Loan Origination experience, preferably working with an opportunity fund, bank or insurance company
- Demonstrated ability to connect quickly with people in an outgoing, friendly and professional manner
- Strong network to tap into to source new loan and investment opportunities
2
Skills For Loan Originator Assistant Resume
- Proven mortgage loan origination track record
- Experience in CRE loan originations at a debt fund, a mortgage brokerage, or at a CRE firm
- Entrepreneurial mindset, strong work ethics, intellectual honesty, sharp intellect, and an aspiration to make an impact
- Maintain a good relationship with coworkers and customers
- Strong network of broker, borrower and industry contacts with emphasis on CMBS and structured finance
- Experience in the real estate finance industry
- Developing compelling marketing collateral for distribution across multiple channels
- Proofreading, editing and composing correspondence
3
Skills For Customer Care Center Loan Originator Resume
- Sourcing and originating fixed and floating rate CRE loans on transitional/value-add, opportunistic and stabilized assets
- Structuring deals to isolate and mitigate risks while at the same time offer creative solutions to the sponsor’s financing situation
- Creating quote sheets, marketing, proposal and loan packages
- Conducting site visits and photographing properties
- Researching and underwriting properties (all property types)
- Scheduling and calendaring senior executive’s activities
4
Skills For Community Loan Originator Resume
- Underwriting properties (all property types)
- Coordinating with clients, lenders and 3rd Parties
- Arranging travel arrangements (flights, hotels, and rental cars) for senior executive
- Traditional office environment with lengths of time sitting, standing, computer screen viewing and keyboard operation during the work day
- Work closely with our underwriting and investment teams during loan quote, underwriting and closing stages
- General understanding of and exposure to credit analysis, underwriting and CRE lending
5
Skills For Internal Loan Originator Resume
- Assist processor in clearing underwriting conditions as needed and prepare closing binders
- Early equity in a startup that is revolutionizing commercial real estate lending
- Positive, can-do attitude that is geared towards solving the credit issues confronting accomplished sponsors
- Industry training courses in underwriting and appraisal review required
- Engage with prospects by using various means of contact, including phone and e-mail, to determine their needs and offer them the most appropriate loan products
- Prepare initial deal review summaries including loan sizing and analysis for presentation to credit
6
Skills For Senior Loan Originator Resume
- Assist legal and closing department with incorporation of business terms into the loan/ancillary documents and post-closing obligations
- Adhere to all Envoy standards, including, but not limited to production minimums and
- Monitor Lock expirations/pricing daily
- Maintain LO's calendar/appointments including
- Review all closing statements and compare to signed GFE before signings and correct discrepancies
7
Skills For Mort Loan Originator Resume
- Source new business opportunities outside of current network while providing exceptional service to current and prospective clients
- Light office demands as well as ability to lift 25 pounds during course of business
- Opportunity to make a meaningful impact on the disruption of an industry and to shape the building of a company and culture
- Creativity in structuring loan deals
- Suitability- call center position, wearing a head set seated at a computer all day
- Typical office environment / working conditions
8
Skills For Bridge Loan Originator Resume
- Communicate with senior management regarding status of potential loan opportunities and lead activity
- Work with marketing to develop strategies to market Plum’s products to CRE borrowers and/or their agents and representatives
- Institutional financial backing
- Self-motivated worker with the ability and flexibility to work in a dynamic, team setting as well as independently
- Markets and promotes Supreme Lending’s financial products
- Coordinate marketing efforts that include personal contact and print and electronic communications
- Act as an advocate for the customer, making logical decisions that balance customer needs with Webster objectives
9
Skills For Senior Commercial Real Estate Loan Originator Resume
- Generate business through outreach programs leveraging auto-dialer technology as directed
- Serve as the main point of contact for all loans from application to closing for customers
- Track sales appropriately in order to ensure proper incentive payout as well as channel reporting
- Develop and maintain professional working relationships with peers and business partners
- Create and leverage book of business as source for ongoing business and referrals
10
Skills For Loan Originator Assistant Unlic Resume
- Maintain existing relationships and develop new relationships with mortgage bankers, loan correspondents and potential borrowers
- Exercise exemplary corporate citizenship including strict adherence to compliance requirements and SHF’s tenets
- Accurately calculate income in accordance with standard industry practice
- Familiar with standard appraisal practices
- Passion for real estate and consistent pursuit of self-improvement and education
- Knowledge of the real estate industry (familiarity with variety of asset types, capital structures, etc)
List of Typical Responsibilities For a Loan Originator Resume
1
Responsibilities For Commercial Real Estate Loan Originator Resume
- Market competitive salary and performance-driven incentives
- Employer-paid health, dental, and vision insurance
- Approved VA Automatic Underwriter within one year of hire
- LAPP SAR required within one year of hire
- Negotiate and discuss a variety of mortgage scenarios and follow through with appropriate recommendation for customer based on credit, estimated home value, income as well as other factors
2
Responsibilities For Loan Originator Assistant Resume
- Generate and manage large volumes of loans (35+ loans managed in pipeline at any given time)
- Influence and negotiate with customers and business partners
- No certification, license, and/or registration is required
- The ability to learn from one of the industry’s top producers
- Significant growth potential
- Unlimited vacation policy
- Articulate and sociable
- Review loan documents
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