Mortgage Banker Resume Sample
Adolph Beahan
6673 Thiel Locks,
Chicago,
IL
+1 (555) 147 2740
Work Experience
Mortgage Banker Team Lead
01/2018
-
PRESENT
Houston, TX
- Tracks and reports sales activity, including mortgage loan funding’s, consumer loan referrals and new account referrals
- Mortgage Sales Staff/Leadership team
- Consumer Lending Operations
- Other BMO Harris staff including Branch personnel
- Mortgage Sales Assistants
- Other Harris staff including Branch personnel
- Local realtors; homeowners associations, etc.Community organizations
Mortgage Banker
03/2013
-
08/2017
Houston, TX
- Promotes Mutual of Omaha and provides customer referrals with in the banking and insurance industry
- Develops relationships with realtors, builders, bankers, and other sources to proactively solicit business and conduct sales-related activities
- Counsels customers, takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval
- Verifies all loan documentation for accuracy and completeness
- Tracks and reports sales activity, including mortgage loan findings, consumer loan referrals and new account referrals
- Financial products or services experience is highly desirable
- Work independently and the ability to meet review deadlines
- Travel to all locations within the Bank’s footprint
Mortgage Banker Assistant
01/2008
-
01/2013
San Francisco, CA
- Conducts presentations at real estate office sales meetings, homebuyer's seminary or any other venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on the customers' financial needs
- Makes outbound sales calls based upon prospective customer inquiries via telephone or internet regarding mortgage loan products and services offered by BOW. Identifies cross-sell opportunities and makes or refers additional product sales (home equity loans, personal loans, checking, savings, etc.)
- Builds and develops long-term relationships with customers by identifying their needs and expectations, and offering value from the products and services offered by the bank
- Maintains and seeks knowledge of bank products and services, market conditions, and industry trends
- Generates and manages portfolio loans, bridge loans, and investment property loans
- Responsible for the initial collection and managment of past due loans from their loan portfolio
- Solicits loan through contacts and directs pipeline for all originated loans-Coordinates with loan operations on the processing of
- The application and review/determine acceptability of the loan papers in prepartion for closing
- Solicits residential first mortgages through contacts with realtors, builders, and professionals and generates mortgage loans with contacts by selling the advantages of the company
Education
University of Phoenix - Minneapolis / St. Paul Campus
2004 - 2008
Bachelor's Degree in Business
Professional Skills
- Strong interpersonal, sales and customer service skills. Strong communication and relationship building skills
- Strong PC skills along with advanced skills with Microsoft Office products
- Possess strong personal computer skills including experience in Microsoft Windows, Excel, Word, and Outlook
- Excellent verbal and written communication skills and comfort with sales presentations to small or large groups
- Possess excellent organization skills and attention to detail
- Possess strong quantitative/analytical skills
- Proven sales experience with the ability to meet production standards of Million over a 12 month period
How to write Mortgage Banker Resume
Mortgage Banker role is responsible for training, software, computer, microsoft, word, credit, retail, finance, mac, compensation.
To write great resume for mortgage banker job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Mortgage Banker Resume
The section contact information is important in your mortgage banker resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Mortgage Banker Resume
The section work experience is an essential part of your mortgage banker resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous mortgage banker responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular mortgage banker position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Mortgage Banker resume experience can include:
- Strengthen client retention by ensuring an outstanding client and financial advisor experience
- All Mortgage Bankers, regardless of experience, attend eight weeks of industry-leading training
- Min 1 year retail, call center, or telemarketing sales experience
- Building a book of business from personal sources external to the bank
- Facilitates the application process by interviewing potential mortgage loan customers and reviewing resulting data with a mortgage banker(s)
- Submits complete applications to Retail Mortgage Lending for processing within three (3) business days
Education on a Mortgage Banker Resume
Make sure to make education a priority on your mortgage banker resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your mortgage banker experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Mortgage Banker Resume
When listing skills on your mortgage banker resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical mortgage banker skills:
- Effective organizational skills with the ability to manage and meet multiple origination and processing deadlines
- Experienced mortgage sales producer with a proven track record of success in the market
- Previous mortgage loan origination experience required. Experience in mortgage sales within the last 12 months
- Mortgage experience with a reputable financial services organization - or equivalent work experience
- : 2-5 years general experience. A strong knowledge and sales background supports success in the origination of mortgages
- Communicate effectively with the Central Division sales organization around multicultural and CRA opportunities
List of Typical Experience For a Mortgage Banker Resume
1
Experience For Private Mortgage Banker Resume
- Sources and obtains first mortgage inquiries from existing customer base, bank referrals, and external business
- Sources and obtains first mortgage inquiries from Wealth Management and high net worth clients using
- Provide sound and ethical loan counseling to all potential applicants
- Develop and/or implement sourcing strategies as required by written goals
- Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable
- Conducts presentations at branches, real estate office sales meetings, homebuyer's seminary or any other
- Manage a team of mortgage bankers who function as a single point of contact to clients and financial advisors throughout the loan process (end to end) in a Telesales environment
2
Experience For In-house Mortgage Banker Resume
- Manage active lead and loan pipelines to increase loan conversion rates, ensure compliance requirements are met and ensure complete client and financial advisor satisfaction is achieved
- Responsible for the daily resolution of escalated loan scenarios, coordination of team priorities, meeting of sales and funding objectives, training, recruiting and talent retention
- Various work backgrounds and experience levels welcomed: NO LENDING EXPERIENCE NECESSARY
- Passion, great communication skills, self-motivation, positive attitude and a competitive spirit
- Proactively monitor and manage telesales platform including phone queues, inbound/outbound activity, staffing levels and SLA achievement
3
Experience For Mortgage Banker Assistant Resume
- Identify process gaps and potential process improvements, make recommendations and create strategies to implement changes to address gaps or necessary improvements
- Proactively discuss and deliver solutions and referrals of UBS Bank USA offerings provided by other UBS groups and business divisions
- Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans
- Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service
- Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices
- Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements
- Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand
4
Experience For Consumer Direct Mortgage Banker Resume
- Attend regularly scheduled sales meetings, training sessions and Bank functions
- Self-sourcing residential mortgage loans for inclusion in the Bank's portfolio and/or sale on the secondary mortgage market
- Quotes and negotiates mortgage loan pricing to prospective customers and the general public
- Bank provided marketing support
- Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends
- Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations
- Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes
- Growth of COI’s from all external sources of the bank branch network (no bank network for business of mortgage)
5
Experience For Mortgage Banking Consumer Direct Mortgage Banker Resume
- Benefits; 401k, paid holidays, vacation/personal time
- Competitive comp structure; with hourly pay
- Follows-up on required information and documentation required for processing and closing conditions, and reviews it for accuracy and completeness to ensure all loan conditions are met
- Delivers exceptional levels of customer service by responding to borrowers quickly, and maintaining communications with internal and external customers to keep them informed
- Assists and coordinates calls on brokers, Realtors, builders, and other centers of influence, as well as other networking events within a market area, to generate new mortgage loans and promote S&T products
- Cross-sells other bank products and services. Refers new customers to internal referral partners for additional services
- Direct and lead multicultural and outreach activities for the Central Division
6
Experience For Mortgage Banker Team Lead Resume
- Advance Renasant’s mission and objectives relating to community development, which includes offering loans that qualify for Community Reinvestment Act credit
- To represent and establish Renasant Bank as a premier partner to multicultural organizations within Renasant Bank’s footprint
- Act as the Community Outreach and Mortgage Originator Representative for the Central Division
- Work with the Central Division sales team to conduct seminars and training concerning mortgage loans throughout the Central Division and attend business and mortgage related events and activities throughout the market
- Maintain written goals that are created in conjunction with the Mortgage Banking Department
- Originate all types of 1-4 family residential loans
7
Experience For Private Bank Mortgage Banker Resume
- Coordinate loan production throughout assigned service area
- Maintain prescribed system status report of all loan cases in process
- Report monthly on the calls made to banks, realtors, and builders
- Schedule appointments to take applications at a location (home, branch office or work location) convenient to the customer and work with the customer in the completion of an accurate application and acquisition of supporting documentation
- Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process
- Prepare accurate Loan Estimates within 72 hours from date of application on all applications taken
8
Experience For Mortgage Banker Market Specialist Resume
- Provide the realtor (if applicable) with a weekly written review on the progress of the loan
- Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries
- Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor
- Set up priority accounts (realtors, builders, title companies, etc.) and visit their office at least once a week
- Conduct seminars for local realtors and new associates on different aspects of lending; (i.e., conventional, FHA/VA, ARM's, CRA)
- Answer inquiries regarding loan programs and rates. Attend daily huddles; conduct weekly pipeline reviews
- Provide coaching to Private Bankers
9
Experience For Cres Mortgage Banker Resume
- Survey local market areas regularly
- Become ACTIVE in all local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association
- Solicit residential first mortgages through contacts with realtors, builders and developers, focused on affluent borrowers in our most affluent markets
- Spend high focus on deepening customers’ relationships with the bank, by working with Private Bankers, Private Wealth Advisors and Senior Financial Advisors
- Work with Bank partners to provide full service and present all products to current and potential customers
- Competitive comp structure; non-recoverable draw
- Knowledge of mortgage industry guidelines
10
Experience For MBD Mortgage Banker Resume
- Experience with mortgage loan origination/processing and automated underwriting systems (preferably Encompass loan origination, Freddie Mac and Fannie Mae’s automated underwriting systems)
- Work overtime at peak volume times as determined by Commerce management
- Typically requires broad job knowledge of technical or operational practices within assigned discipline
- Unit Production
List of Typical Skills For a Mortgage Banker Resume
1
Skills For Private Mortgage Banker Resume
- Years of functional/professional experience: Ten+ years mortgage sales experience
- Experience in commercial mortgage banking, commercial real estate lending, or commercial real estate consulting
- Understands basic management approaches such as work scheduling, prioritizing, coaching and process
- Strong team, client and service orientation as well as problem solving ability and understanding of basic credit
- Demonstrated superior sales and marketing ability
- Verify documentation meets Commerce Bank Mortgage, Investor and Agency standards prior to submission
- We offer competitive compensation, an excellent benefit package including medical, dental, vision, and (401k with employer match)!
- Demonstrated ability in providing superior customer service and and consultative selling
2
Skills For In-house Mortgage Banker Resume
- Proven track record in financial product sales
- Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank
- Proven track record of relationships with users of capital within applicable region
- Demonstrated ability to excel in an entrepreneurial team oriented environment
- High energy and a demonstrated ability to drive and achieve business results
- Mortgage Bankers own the client experience and ensure that it is in line with UBS Bank
- Effective in public settings
- : General business experience
- Partner with Mortgage Underwriting, Mortgage Department team members, appraisers, and attorneys to coordinate the timely processing and closing of loans
3
Skills For Mortgage Banker Assistant Resume
- Analyze applicants’ financial status, creditworthiness, and property evaluation to determine the eligibility and feasibility of granting home loans
- Provide financing options and customize solutions by conducting a deep dive analysis of the application, credit profile, financials, etc. and ensuring options offered fit within the guidelines of the lending/sellers guide(s) by product type (FHA/VA, Conv, HELOC)
- Pre-underwrite files to obtain and analyze documentation, in a timely fashion, regarding employment, credit, income, assets and collateral
- Manage and deliver best in class client care to a large active lead pipeline of clients utilizing our lead management data base
- Advises new and existing customers on various loan programs based on the customers' financial needs
4
Skills For Consumer Direct Mortgage Banker Resume
- Advises new and existing customers on various loan programs based on the customers’ financial needs
- Projects public confidence in presentations and meetings through the use of tact and diplomacy with dealing with customers and prospects in the marketplace
- Coordinate production with centralized processing center and other parties necessary to facilitate loan closings
- Quote and negotiate mortgage loan pricing to current customer base, prospective customers and general public
- Consultative selling of first mortgages in a telephone environment
5
Skills For Mortgage Banking Consumer Direct Mortgage Banker Resume
- Mortgage Bankers are responsible for providing a premier client and financial advisor
- Manage and deliver best in class client care to a large active loan pipeline in a pre-funded status
- Maintain continual, consistent, and open communication with all appropriate parties to the transaction in accordance with current Service Level Agreements (SLAs) and industry regulations to ensure a timely closing that exceeds the client’s expectations
- Consistently document the lead management system and loan origination system with: client communications/expectations, time lines, next steps, action items, owners of the actions, loan condition needs
- Provide customer/conversion feedback to leadership, marketing, secondary marketing and technology teams
6
Skills For Mortgage Banker Team Lead Resume
- Consultative selling of first mortgages (Purchases, Refinance and Home
- Recommend optimum product / rate program combinations to prospects
- Accurately source all business, log all contacts with prospects
- Ensure compliance with applicable statues and procedures
- Provide feedback on lead quality
- Meet required sales performance for pre-established funded loan volume
- Establishes and maintains client referral relationships with individuals, groups, Realtors, builders/developers; makes sales calls on potential or existing customers to develop new business or retain existing business
- Attends open houses, broker open trade fairs, and other industry-specific organizational meetings in order to promote mortgage financing
7
Skills For Private Bank Mortgage Banker Resume
- Comfortably speaking with customers on the phone
- Prepares complete loan application package; inputs loan applications, assembles and prints all required documents
- Work in a fast paced environment to achieve business goals
- Work both independently and part of the team
- Work various schedules and overtime as needed
- Clean Background and Credit Check
- The Private Bank Mortgage Banker regularly sells to current and prospective customers at on a weekly basis or more, often outside the branches in order to initiate sales, and obtain or solicit applications
- Is responsible for providing customers with appropriate mortgage solutions/products based on specific/ individual financial needs
- Works closely with other Harris LOB partners to guide, assist and make recommendations for mortgage solutions as the mortgage expert
8
Skills For Mortgage Banker Market Specialist Resume
- The Loan Officer - Builder Division is responsible for proactively soliciting new residential mortgage business and sells current Freedom Mortgage’s products to meet established loan quality and production goals
- The Loan Officer is responsible for proactively soliciting new residential mortgage business and sells current Freedom Mortgage’s products to meet established loan quality and production goals
- Establishes, develops and maintains client referral relationships with Realtors, builders, Developers, and sales calls on potential or existing customers in order to develop new business and/or retain existing business
- Adhere to all required lending policies, procedures and standards, including First Principles and Harris’ Code of Business Conduct and Ethics
- Proactively manage loan escalations as needed to ensure timely resolution, detailed
9
Skills For Cres Mortgage Banker Resume
- Conducts presentations at branches, real estate office sales meetings, homebuyer's seminars or any other venue to solicit first mortgage business
- Conducts presentations at branches, real estate office sales meetings, homebuyer’s seminars or any other venue to solicit first mortgage business
- Information Access This role has the authority to use and access confidential information related to employee information, customer information, and product and financial information
- Mortgage Sales and Support
- Knowledge of mortgage credit policies and current industry compliance standards
- Successful Track Record closing multifamily, retail, office, industrial, and other properties through the full spectrum of lenders, including Life Company, Agency, CMBS, and Finance Companies to name a few
- Respond to and support question from other mortgage bankers and branch associates concerning residential mortgage issues, loan status, Mortgage On Line (Internet) and programs
10
Skills For MBD Mortgage Banker Resume
- Plan (set goals and standards), articulate plan to others, and see plan through to completion
- Originate first mortgage residential loans for inclusion in the Bank's portfolio and/or sale on the secondary mortgage market
- Originate modifications and refinances of current loans in the Bank's portfolio
- Proactively initiates contact with realtors, builders, and the general public to generate business
- S.A.F.E registration at time of employment
- Protect Quicken Loans interests and our reputation as the nation’s largest online retail mortgage lender and the second largest retail mortgage lender in the U.S
- Possess strong personal computer skills including experience in Microsoft Windows, Excel, Word and Outlook. Demonstrates strong interpersonal and communication skills
- Experience in first and second mortgage loan originations – including Conv. FHA/VA, construction to permanent, and secondary financing
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