Mortgage Originator Resume Sample
Work Experience
- Certifications and Licenses: Valid State Driver’s License
- Supports and promotes a positive working environment and Bank sales and service culture
- Solicits residential first mortgages through developing contacts with realtors, builders and developers. Solicits mortgage refinancing through marketing new and existing book of business
- Interviews mortgage applicants. Originates loan applications and cross-sells Banks products and services such as HELOC and life insurance and homeowners insurance, and maintains R1 referrals
- Maintains thorough knowledge of Bank products and services, including current pricing and underwriting standards. Is aware of basket of mortgage products and fits to customer needs and financial capabilities
- Maintains up to date knowledge of Fair Lending, ECOA and related lending regulations and Bank policies
- Monitors the loan application and underwriting process up to closing with emphasis on speed of delivery and ease of process
- Engages in continuous marketing with existing book of business
- Performs business development and generates mortgage loans to meet the needs of low-to-moderate income borrowers, minority borrowers and/or provide mortgage lending within majority-minority and low-to-moderate income communities
- Profiles prospects/customers to determine lending needs, financial situation and credit standing to recommend appropriate mortgage product. Generates and manages a robust pipeline of mortgage loan clients
- Establishes relationships with state and local housing agencies and community based affordable housing organizations to generate and increase mortgage opportunities within targeted areas
- Solicit and originate residential mortgage loans from borrower through branch network
- Develop existing, and cultivate new, sources
- Complete mortgage applications for submission to Loan Processing and Underwriting
- Originate commercial real estate lending opportunities
- Manage existing, and develop new, relationships with owners of multi-family and senior housing properties
- Convert relationships into financing mandates
- Work within a collegial team framework to execute transactions
Education
Professional Skills
- Proven origination track record of debt / other capital raising opportunities
- Two (2) years mortgage origination experience
- Two (2) to three (3) years sales experience
- Demonstrated ability to work independently and to follow through on details to
- Two (2) to three (3) years mortgage origination experience
- Experience in commercial real estate
- Previous experience in a mortgage brokerage, bank, fund, CMBS or investment bank
How to write Mortgage Originator Resume
Mortgage Originator role is responsible for credit, insurance, techniques, education, lending, mortgage, accounting, marketing, bargaining, commercial.
To write great resume for mortgage originator job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Mortgage Originator Resume
The section contact information is important in your mortgage originator resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Mortgage Originator Resume
The section work experience is an essential part of your mortgage originator resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous mortgage originator responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular mortgage originator position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Mortgage Originator resume experience can include:
- Participates in community activities in order to keep contacts fresh and better understand the local real estate market
- Negotiates competitive fees and rates for the various loan programs
- Generates new ideas to facilitate productivity and enhance customer service
Education on a Mortgage Originator Resume
Make sure to make education a priority on your mortgage originator resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your mortgage originator experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Mortgage Originator Resume
When listing skills on your mortgage originator resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical mortgage originator skills:
- Interact with individuals at all income levels in a professional manner
- Knowledge of FHA/VA regulations, conventional loan requirements and real estate law
- Attention to detail / organized / thoroughness / focus on details
- Highly driven, motivated, success oriented individual with a positive attitude
- Calls on current affiliates, realtors, and builders to solicit mortgage loans
- Networks with agents, attorneys, CPA's and appraisers to develop referral base